3218 Starlight St, Frederick, MD 21704 Property Records

Frederick County property record for 3218 Starlight St, Frederick, MD 21704

Property Summary

Property Type	Townhouse
Details	4 ba · 1,859 sqft · built 2023
Lot Size	0.087 acres (3,795 sqft)
Owner	Individual Name on File
Last Sale	$626,890 (Oct 2022)
Tax Bill	$6,808 (2023)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Apr 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-598973`

Property Details

APN / Parcel Number

Primary APN	`07-598973`
Alternative APN	`598973`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,859 sqft Total Area
Basement Area	650 sqft
Finished Basement	650 sqft

Exterior

Year Built	Built 2023
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,795 sqft (0.087 acres)
Garage Type	Built-in
Garage Area	398 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	38 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	598973
Street Address	3218 STARLIGHT ST
City	FREDERICK
State	MD
Zip	21704-5250
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 23359 3,795 SQ FT THE WOODLANDS AT URBANA
Legal Lot Number	23359
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	3
Census Block	3010
Census Tract	752206

Owner

Source: Frederick County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3218 STARLIGHT ST, FREDERICK, MD 21704-5250
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Apr 28, 2022	Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 3, 2022 · Amount on Record
Deed Sale	Oct 3, 2022 · Amount on Record
Prior Sale	Apr 28, 2022 · Amount on Record
Deed Document Number	0016160186
Deed Book / Page	16160 / 186
Record Updated	Jun 7, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 3, 2022
Property Address	3218 STARLIGHT ST, FREDERICK, MD 21704-5250
Document Number	0161600186
Book / Page	16160 / 186
Map Reference	MB 102 PL 71
Instrument Date	Sep 30, 2022
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	NVR SETTLEMENT SERVICES/MD INC, NVR STLMT SVCS OF MD INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,567.23
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4991 NEW DESIGN RD, FREDERICK, MD 21703-7113

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3218 STARLIGHT ST, FREDERICK, MD 21704-5250

Mortgage

Document Number	0016160192
Date	Oct 3, 2022
Instrument	16160/192

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Apr 28, 2022
Property Address	3218 STARLIGHT ST, FREDERICK, MD 21704-5250
Document Number	0158850231
Book / Page	15885 / 231
Map Reference	MB 102 PL 71
Instrument Date	Apr 20, 2022
Transaction Type	Transfer
Record Updated	Sep 27, 2023
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Tax	$4,276.07
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4991 NEW DESIGN RD STE 105, 105, FREDERICK, MD 21703-7342
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,808.00	$469,667	$505,000 Land $150,000 Building $355,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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