3204 River Drive Rd, Sparrows Point, MD 21219 Property Records

Baltimore County property record for 3204 River Drive Rd, Sparrows Point, MD 21219

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,184 sqft · built 1949
Lot Size0.176 acres (7,700 sqft)
OwnerIndividual Name on Record
Last Sale$475,000 (Dec 2021)
Tax Bill$2,186 (2023)
Deeds & MortgagesOct 2018 Mortgage
Dec 2021 Sale & Mortgage
+ 1 more
APN15-1502654030

Property Details

APN / Parcel Number

Primary APN15-1502654030
Alternative APN
  • 1502654030

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,184 sqft Total Area
1st Floor Area1,184 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,700 sqft (0.176 acres)
Lot Width50 ft Width
Deck Area168 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number1502654030
Street Address3204 RIVER DRIVE RD
CitySPARROWS POINT
StateMD
Zip21219-1124
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLYNCH POINT
Legal SubdivisionLYNCH POINT
Legal BlockA
Legal Lot Number21
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group1
Census Block1000
Census Tract452000

Owner

Source: Baltimore County records, as of September 22, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3204 RIVER DRIVE RD, SPARROWS POINT, MD 21219-1124
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2018Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 27, 2021Deed, Transfer · Conventional Mortgage
PRIMARY RESIDENTIAL MORTGAGE INC
May 30, 2017Deed of Trust, Mortgage · FHA Mortgage
PLANET HM LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 27, 2021 · Amount on Record
Deed SaleDec 27, 2021 · Amount on Record
Prior SaleOct 22, 2015 · Amount on Record
Deed Document Number0046092100
Deed Book / Page46092 / 100
Record UpdatedJun 7, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address3204 RIVER DRIVE RD, SPARROWS POINT, MD 21219-1124
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanyCERTIFIED TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0407670237
DateOct 10, 2018
Book Page0040767/237
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2048

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateDec 27, 2021
Property Address3204 RIVER DRIVE RD, SPARROWS POINT, MD 21219-1124
Document Number0460920100
Book / Page46092 / 100
Map ReferenceMB WPC 8 FO 38
Instrument DateNov 5, 2021
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyUNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3204 RIVER DRIVE RD, SPARROWS POINT, MD 21219-1124

Mortgage

Document Number0046092107
DateDec 27, 2021
Instrument46092/107
Lender
NamePRIMARY RESIDENTIAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address3204 RIVER DRIVE RD, SPARROWS POINT, MD 21219-1124
Document Number0391850178
Book / Page039185 / 000178
Instrument DateMay 30, 2017
Transaction TypeMortgage
Record UpdatedJul 18, 2017
Title CompanyLENDERS TITLE SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3204 RIVER DRIVE RD SPARROWS POINT MD 212191124, SPARROWS POINT, MD 21219-1124

Mortgage

Document Number0391850178
DateJul 12, 2017
Book Page039185/000178
Lender
NamePLANET HM LNDG
AddressMERIDEN, CT 06450
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 11, 2047

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,186.00$303,800 Land $199,500 Building $104,300$303,800 Land $199,500 Building $104,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 98 policies
Nearby Flood Policies98 in force
Nearby Flood Claims229 (1978–2024)
Claims Outside the SFHA11 of 229
Most Recent ClaimAug 2024 · river or lake flooding
Claims by Event
  • Hurricane Sandy, Oct 2012 · 3 claims
  • Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims
  • Hurricane Isabel, Sep 2003 · 110 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Believe Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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