3204 Oaks Rd, New Bern, NC 28560 Property Records

Craven County property record for 3204 Oaks Rd, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,655 sqft · built 1975
Lot Size	0.455 acres (19,802 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (May 2023)
Tax Bill	$1,657 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage Dec 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`8-031-A-031`

Property Details

APN / Parcel Number

Primary APN	`8-031-A-031`
Alternative APN	`124540`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,655 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,802 sqft (0.455 acres)
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	124540
Street Address	3204 OAKS RD
City	NEW BERN
State	NC
Zip	28560-2843
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR10
Legal Description	3-4 HURST LAND
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	1
Census Block	1011
Census Tract	960502

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3204 OAKS RD, NEW BERN, NC 28560-2843
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Dec 11, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2023 · Amount on Record
Deed Sale	May 10, 2023 · Amount on Record
Deed Document Number	202310112277
Deed Book / Page	3763 / 800
Prior Transfer Date	Nov 30, 2018
Prior Transfer Doc	003555/686
Record Updated	Oct 29, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	May 10, 2023
Property Address	3204 OAKS RD, NEW BERN, NC 28560-2843
Document Number	003763/800
Book / Page	3763 / 800
Map Reference	MB 1 PG 75
Instrument Date	Apr 26, 2023
Instrument	10112277
Transaction Type	Transfer
Record Updated	Dec 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 59, FALCON, NC 28342-0059

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3204 OAKS RD, NEW BERN, NC 28560-2843

Mortgage

Document Number	0003763805
Date	May 10, 2023
Instrument	3763/805

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Dec 11, 2018
Property Address	3204 OAKS RD, NEW BERN, NC 28560-2843
Document Number	003555/686
Book / Page	3555 / 686
Instrument Date	Nov 30, 2018
Instrument	10031012
Transaction Type	Transfer
Record Updated	Dec 11, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 59, FALCON, NC 28342-0059

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,657.00 (+3.43%)	$183,390 (-) Land $24,000 Building $159,390	$183,390 (-) Land $24,000 Building $159,390
2025	$1,602.00 (+1.91%)	$183,390 (-) Land $24,000 Building $159,390	$183,390 (-) Land $24,000 Building $159,390
2023	$1,572.00	$183,390 (+816.95%) Land $24,000 Building $159,390	$183,390 (+816.95%) Land $24,000 Building $159,390
2022	Additional exemption filed	$20,000 Land $20,000
2018			$20,000 Land $20,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 203 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	203 in force
Nearby Flood Claims	82 (1996–2024)
Claims Outside the SFHA	1 of 82
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Florence, Sep 2018 · 73 claims Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35

May also be available: Brightspeed.

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