Craven County property record for 3203 Oaks Rd, New Bern, NC 28560
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,161 sqft · built 2017 |
| Lot Size | 4.39 acres (191,533 sqft) |
| Owner | Company Name on File |
| Last Sale | $82,000 (Jan 2014) |
| Tax Bill | $72 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Jul 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 8-033-012 |
| Primary APN | 8-033-012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,161 sqft Total Area |
| 1st Floor Area | 1,073 sqft |
| Flooring | Tile |
| Interior Walls | Finished/Painted |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick Veneer |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 191,533 sqft (4.39 acres) |
| Garage Type | Attached |
| Total Buildings | 3 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 99948 |
|---|---|
| Street Address | 3203 OAKS RD |
| City | NEW BERN |
| State | NC |
| Zip | 28560-2842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR10 |
| Legal Description | MOHN LD |
| Legal Subdivision | B M POTTER SURV |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 960502 |
3203 Oaks Rd is owned by a company that bought it in January 2014.
Source: Craven County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3203 OAKS RD, NEW BERN, NC 28560-2842 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 19, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Jul 28, 2017 | Deed of Trust, Mortgage FIRST SOUTH BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 10, 2014 · Amount on File |
| Deed Sale | Jan 10, 2014 · Amount on File |
| Deed Book / Page | 3254 / 219 |
| Prior Transfer Date | Aug 30, 2012 |
| Prior Transfer Doc | 3122/0613 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 3203 OAKS RD, NEW BERN, NC 28560-2842 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3203 OAKS RD, NEW BERN, NC 28560-2842 |
| Document Number | 003738/513 |
|---|---|
| Date | Aug 19, 2022 |
| Book Page | 3738/513 |
| Instrument | 10101959 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 3203 OAKS RD, NEW BERN, NC 28560-2842 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3509/0444 |
|---|---|
| Date | Jul 28, 2017 |
| Book Page | 3509/0444 |
| Name | FIRST SOUTH BANK |
|---|---|
| Type | Bank |
| Address | WASHINGTON, NC 27889 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 3203 Oaks Rd was $72.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Municipality | New Bern City |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,744,560 (-) Land $82,880 Building $1,661,680 | $1,744,560 (-) Land $82,880 Building $1,661,680 | |
| 2025 | $72.00 | $1,744,560 Land $82,880 Building $1,661,680 | $1,744,560 Land $82,880 Building $1,661,680 |
| 2024 | $72.00 (+2%) | ||
| 2023 | $60.00 Additional exemption filed | $1,117,860 (+26.68%) Land $82,880 Building $1,034,980 | $1,117,860 Land $82,880 Building $1,034,980 |
| 2022 | $60.00 Additional exemption filed | $882,400 Land $82,880 Building $799,520 | |
| 2018 | $882,400 Land $82,880 Building $799,520 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3203 Oaks Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 203 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 203 in force |
| Nearby Flood Claims | 82 (1996–2024) |
| Claims Outside the SFHA | 1 of 82 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3203 Oaks Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Optimum Cable | 940 / 35 |
May also be available: Brightspeed.
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