3204 Oak Ave, Mattoon, IL 61938 Property Records

Coles County property record for 3204 Oak Ave, Mattoon, IL 61938

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,674 sqft · built 1952
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Jul 2025)
Tax Bill	$2,869 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Aug 2009 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-2-14265-000`

Property Details

APN / Parcel Number

Primary APN	`07-2-14265-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,674 sqft Base Area
1st Floor Area	1,674 sqft
Basement Area	837 sqft
Unfinished Basement	837 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3204 OAK AVE
City	MATTOON
State	IL
Zip	61938-4828
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHWEST PLACE ADDITION BLK C LOT 30 NW 1/4 SEC 23 T12N R07E
Legal Range	07E
Legal Township	12N
Legal Section	23
Legal Subdivision	SOUTHWEST PLACE ADDITION
Legal Block	C
Legal Lot Number	30
Jurisdiction	COLES IL
Township / Civil Division	MATTOON
Census Block Group	3
Census Block	3025
Census Tract	1200

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3204 OAK AVE, MATTOON, IL 61938-4828
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 6, 2009	Deed of Trust, Mortgage · Conventional Mortgage MARINE BANK SPRINGFIELD
Jul 23, 2025	Warranty Deed, Transfer · Conventional Mortgage FIRST MID BANK & TRUST NATIONAL ASS
Jul 6, 2011	Warranty Deed, Transfer · FHA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2025 · Amount on Record
Deed Sale	Jul 23, 2025 · Amount on Record
Prior Sale	Jul 6, 2011 · Amount on Record
Deed Document Number	2025818164
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	3204 OAK AVE, MATTOON, IL 61938-4828
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3204 OAK AVE, MATTOON, IL 61938-4828

Mortgage

Document Number	202200801574
Date	Jun 7, 2022
Instrument	202200801574

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	May 22, 2032

Interest

Rate	0.58%

August 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	3204 OAK AVE, MATTOON, IL 61938-4828
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2009716752
Date	Aug 6, 2009
Instrument	2009716752

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2024

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Jul 23, 2025
Property Address	3204 OAK AVE, MATTOON, IL 61938-4828
Document Number	202500818164
Instrument Date	Jul 18, 2025
Instrument	202500818164
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$110.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2179 E COUNTY ROAD 275N, HINDSBORO, IL 61930-3516

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3204 OAK AVE, MATTOON, IL 61938-4828

Mortgage

Document Number	202500818165
Date	Jul 23, 2025
Instrument	202500818165

Lender

Name	FIRST MID BANK & TRUST NATIONAL ASS
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

July 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Jul 6, 2011
Property Address	3204 OAK AVE, MATTOON, IL 61938-4828
Document Number	2011730580
Instrument Date	Jul 6, 2011
Instrument	2011730580
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	504 CRESTMORE AVE, MATTOON, IL 61938-4622

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3204 OAK AVE, MATTOON, IL 61938-4828
Investor	Possibly a Property Investor

Mortgage

Document Number	2011730581
Date	Jul 6, 2011
Instrument	2011730581

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2041

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Mattoon Township
Municipality	Mattoon City
Unified School District	Mattoon Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,869.00 (+21.16%)	$42,122 (+23.42%) Land $7,446 Building $34,676	$126,366 (+23.42%) Land $22,338 Building $104,028
2023		$34,128 Land $6,033 Building $28,095	$102,384 Land $18,099 Building $84,285
2020	$2,368.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MATTOON serves 19,500 people · EPA ID IL0290250
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink, Verizon.

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