Coles County property record for 3120 Oak Ave, Mattoon, IL 61938
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,504 sqft · built 1951 |
| Lot Size | 0.149 acres (6,500 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,639 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-2-14268-000 |
| Primary APN | 07-2-14268-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,504 sqft Base Area |
| 1st Floor Area | 1,504 sqft |
| Basement Area | 1,004 sqft |
| Unfinished Basement | 1,004 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Lot Area | 6,500 sqft (0.149 acres) |
| Lot Dimensions | 130 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Cooling System | Central |
|---|
| Street Address | 3120 OAK AVE |
|---|---|
| City | MATTOON |
| State | IL |
| Zip | 61938-4826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHWEST PLACE ADDITION BLK C LOT 33 NW 1/4 SEC 23 T12N R07E |
| Legal Range | 07E |
| Legal Township | 12N |
| Legal Section | 23 |
| Legal Subdivision | SOUTHWEST PLACE ADDITION |
| Legal Block | C |
| Legal Lot Number | 33 |
| Jurisdiction | COLES IL |
| Township / Civil Division | MATTOON |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 1200 |
3120 Oak Ave is owned and occupied by an individual.
Source: Coles County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3120 OAK AVE, MATTOON, IL 61938-4826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLES IL |
| Property Address | 3120 OAK AVE, MATTOON, IL 61938-4826 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202100797475 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 202100797475 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | MATTOON, IL 61938 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 3120 Oak Ave was $2,639 with a homeowner's exemption.
Source: Coles County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Coles County |
| County Subdivision | Mattoon Township |
| Municipality | Mattoon City |
| Unified School District | Mattoon Community Unit School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,639.00 | $39,217 Land $7,446 Building $31,771 | $117,651 Land $22,338 Building $95,313 |
| 2023 | $31,774 Land $6,033 Building $25,741 | $95,322 Land $18,099 Building $77,223 | |
| 2020 | $2,167.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3120 Oak Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 18, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3120 Oak Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MATTOON serves 19,500 people · EPA ID IL0290250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink, Verizon.
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