3204 McDowell St, Ferndale, MI 48220 Property Records

Oakland County property record for 3204 McDowell St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 763 sqft · built 1923
Lot Size0.115 acres (5,009 sqft)
OwnerCompany Name on File
Last Sale$32,500 (May 2013)
Tax Bill$1,891 (2025)
Deeds & MortgagesJan 2019 Transfer
Flood ZoneZone X (minimal risk)
APN24-25-26-107-006

Property Details

APN / Parcel Number

Primary APN24-25-26-107-006

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area763 sqft Living Area
1st Floor Area763 sqft
Basement Area763 sqft
Unfinished Basement763 sqft

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Architectural StyleRanch
Exterior MaterialOther
Foundation TypeRaised
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,009 sqft (0.115 acres)
Lot Dimensions125 ft deep x 40 ft wide
Garage Area292 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area72 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address3204 MCDOWELL ST
CityFERNDALE
StateMI
Zip48220-1139
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 26 BERMORE SUB NO 1 LOT 102
Legal Range11E
Legal Township01N
Legal Section26
Legal SubdivisionBERMORE SUB
Legal Lot Number102
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group4
Census Block4009
Census Tract173000

Owner

3204 McDowell St is owned by a company that acquired it in December 2018.

Source: Oakland County records, as of October 9, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 8, OXFORD, MI 48371-0008
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2013 · Amount on File
Deed SaleMay 2, 2013 · Amount on File
Prior SaleOct 8, 2008 · Amount on File
Deed Document Number2013123085
Deed Book / Page45736 / 269
Last Transfer DateDec 14, 2018
Transfer Doc0000003266
Record UpdatedOct 29, 2026

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateJan 7, 2019
Property Address3204 MCDOWELL ST, FERNDALE, MI 48220-1139
Document Number0000003266
Book / Page052486 / 000738
Instrument DateDec 14, 2018
Instrument3266
Transaction TypeTransfer
Record UpdatedJan 29, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 250548 FRANKLIN MI 480250548, FRANKLIN, MI 48025-0548

Tax Assessment & Valuation

The 2025 property tax bill for 3204 McDowell St was $1,891, down 0.1% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictHazel Park City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,891.00 (-0.05%)$84,640$169,280
2024$1,892.00
2023$69,400$138,800
2021$1,846.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3204 McDowell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3204 McDowell St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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