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3203 McDowell St, Ferndale, MI 48220 Property Records

Oakland County property record for 3203 McDowell St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 971 sqft · built 1964
Lot Size0.115 acres (5,009 sqft)
OwnerIndividual Name on Record
Tax Bill$1,917 (2025)
Deeds & MortgagesSep 2022 Transfer
Flood ZoneZone X (minimal risk)
APN24-25-26-106-014

Property Details

APN / Parcel Number

Primary APN24-25-26-106-014

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area971 sqft Living Area
1st Floor Area971 sqft
Basement Area971 sqft
Unfinished Basement971 sqft

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,009 sqft (0.115 acres)
Lot Dimensions125 ft deep x 40 ft wide
Garage Area502 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address3203 MCDOWELL ST
CityFERNDALE
StateMI
Zip48220-1138
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 26 BERMORE SUB NO 1 LOT 109
Legal Range11E
Legal Township01N
Legal Section26
Legal SubdivisionBERMORE SUB
Legal Lot Number109
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group4
Census Block4008
Census Tract173000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3203 MCDOWELL ST, FERNDALE, MI 48220-1138
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 4, 2022
Transfer Doc0000444662
Record UpdatedSep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateSep 15, 2022
Property Address3203 MCDOWELL ST, FERNDALE, MI 48220-1138
Document Number0000444662
Book / Page58115 / 847
Map ReferenceLB 31 PG 44
Instrument DateJun 4, 2022
Instrument444662
Transaction TypeTransfer
Record UpdatedOct 3, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3203 MCDOWELL ST, 3203, FERNDALE, MI 48220-1138

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3461 ELLWOOD AVE, BERKLEY, MI 48072-1129

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictHazel Park City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,917.00 (-1.49%) Homeowner's exemption$94,720 (+14.07%)$189,440 (+14.07%)
2024$1,946.00 (-0.82%)
2023$83,040$166,080
2021$1,962.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

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