3203 W Beach Dr, McHenry, IL 60050 Property Records

McHenry County property record for 3203 W Beach Dr, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	3 bd · 6 ba · 1,521 sqft · built 2002
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Company Names on Record
Last Sale	$227,500 (Sep 2002)
Tax Bill	$7,296 (2024)
Deeds & Mortgages	Mar 2026 Second Mortgage Mar 2026 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-02-477-009`

Property Details

APN / Parcel Number

Primary APN	`14-02-477-009`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	4 Half Baths
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	1,521 sqft Living Area
1st Floor Area	1,521 sqft
Basement Area	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Split Level
Foundation Type	Raised
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3203 W BEACH DR
City	MCHENRY
State	IL
Zip	60050-8313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2002R0080844 LT 9 BLK 24 MCHENRY SHORES UNIT 3
Legal Subdivision	MCHENRY SHORES UNIT 3
Legal Block	24
Legal Lot Number	9
Legal Unit	3
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	1
Census Block	1030
Census Tract	870809

Owner

Source: McHenry County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3203 W BEACH DR, MCHENRY, IL 60050-8313
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Mar 3, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Nov 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 12, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2002 · Amount on Record
Deed Sale	Sep 13, 2002 · Amount on Record
Prior Sale	Dec 30, 1999 · Amount on Record
Deed Document Number	200280844
Last Transfer Date	Aug 22, 2025
Transfer Doc	0000024968
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3203 W BEACH DR, MCHENRY, IL 60050-8313
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005560
Date	Mar 3, 2026
Instrument	2026R0005560

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2046

Interest

Rate	8.75%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3203 W BEACH DR, MCHENRY, IL 60050-8313
Transaction Type	Mortgage
Record Updated	Mar 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005560
Date	Mar 3, 2026
Instrument	2026R0005560

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2046

Interest

Rate	8.75%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3203 W BEACH DR, MCHENRY, IL 60050-8313
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3203 W BEACH DR, MCHENRY, IL 60050-8313

Mortgage

Document Number	0000032610
Date	Nov 19, 2025
Instrument	2025R0032610

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2045

Interest

Rate	6.99%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 12, 2025
Property Address	3203 W BEACH DR, MCHENRY, IL 60050-8313
Document Number	0000024968
Map Reference	DOC306463 MB12 PG68
Instrument Date	Aug 22, 2025
Instrument	2025R0024968
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3203 W BEACH DR, MCHENRY, IL 60050-8313

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,296.00 Homeowner's exemption	$94,684 (+39.86%) Land $16,714 Building $77,970	$284,052 (+39.86%) Land $50,142 Building $233,910
2022	Homeowner's exemption	$67,701 Land $13,707 Building $53,994	$203,103 Land $41,121 Building $161,982

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-MCHENRY SHORES private · serves 1,862 people · EPA ID IL1115020
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Verizon.

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