3104 W Beach Dr, McHenry, IL 60050 Property Records

McHenry County property record for 3104 W Beach Dr, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,626 sqft · built 1960
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Jan 2021 Sale & Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-01-351-005`

Property Details

APN / Parcel Number

Primary APN	`14-01-351-005`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	2 Stories
Building Area	1,626 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Foundation Type	Raised
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3104 W BEACH DR
City	MCHENRY
State	IL
Zip	60050-8309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0010845 (RE-RECORD) LT 5 BLK 13 MCHENRY SHORES UNIT 1
Legal Range	08E
Legal Township	44N
Legal Section	01
Legal Subdivision	MCHENRY SHORES
Legal Block	13
Legal Lot Number	5
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	1
Census Block	1027
Census Tract	870809

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3104 W BEACH DR, MCHENRY, IL 60050-8309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Feb 26, 2021	Re-recorded Document · Conventional Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2021
Deed Sale	Feb 26, 2021
Prior Sale	Jun 1, 2015 · Amount on Record
Deed Document Number	2021R0005468
Prior Transfer Date	Jan 29, 2021
Prior Transfer Doc	2021R0005468
Record Updated	Jun 7, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 29, 2021
Property Address	3104 W BEACH DR, MCHENRY, IL 60050-8309
Document Number	0000005468
Map Reference	DOC278461MB11PG111
Instrument Date	Jan 26, 2021
Instrument	2021R0005468
Transaction Type	Transfer
Record Updated	May 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3104 W BEACH DR, MCHENRY, IL 60050-8309

Mortgage

Document Number	0000005469
Date	Jan 29, 2021
Instrument	2021R0005469

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

February 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MCHENRY IL
Recording Date	Feb 26, 2021
Property Address	3104 W BEACH DR, MCHENRY, IL 60050-8309
Document Number	0000010845
Map Reference	DOC278461 MB11 PG111
Instrument Date	Jan 25, 2021
Instrument	2021R0010845
Record Updated	May 27, 2021
Title Company	ATTORNEYS TTL GUARANTY FUND

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3104 W BEACH DR, MCHENRY, IL 60050-8309

Mortgage

Document Number	0000010846
Date	Feb 26, 2021
Instrument	2021R0010846

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

Mortgage

Document Number	0000010847
Date	Feb 26, 2021
Instrument	2021R0010847

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption Additional exemption filed	$61,924 Land $13,707 Building $48,217	$185,772 Land $41,121 Building $144,651

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-MCHENRY SHORES private · serves 1,862 people · EPA ID IL1115020
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

Nearby Properties on W Beach Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures