St. Charles County property record for 3203 Spring Creek Ln, O Fallon, MO 63368
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,014 sqft · built 2006 |
| Lot Size | 0.004 acres (176 sqft) |
| Owner | Company Name on Record |
| Last Sale | $164,100 (Dec 2021) |
| Deeds & Mortgages | Mar 2023 Transfer Nov 2016 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T072000555 |
| Primary APN | T072000555 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,014 sqft Living Area |
| 1st Floor Area | 1,014 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 176 sqft (0.004 acres) |
| Porch | Open Porch |
| Porch Area | 70 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T072000555 |
|---|---|
| Street Address | 3203 SPRING CREEK LN |
| City | O FALLON |
| State | MO |
| Zip | 63368-7488 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | SPRINGHURST TERR #3 LOT 2D |
| Legal Subdivision | SPRINGHURST TERR #3 |
| Legal Lot Number | 2D |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 312207 |
Source: St. Charles County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3203 SPRING CREEK LN, O FALLON, MO 63368-7488 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Mar 14, 2023 | Intrafamily Transfer, Transfer |
| Nov 22, 2016 | Deed of Trust, Mortgage GREENLIGHT LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 10, 2021 · Amount on Record |
| Deed Sale | Dec 10, 2021 · Amount on Record |
| Prior Sale | Aug 28, 2006 · Amount on Record |
| Deed Document Number | 202199867 |
| Last Transfer Date | Mar 14, 2023 |
| Transfer Doc | 0000009367 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 14, 2023 |
| Property Address | 3203 SPRING CREEK LN, O FALLON, MO 63368-7488 |
| Document Number | 0000009367 |
| Map Reference | MB 43 PG 322 |
| Instrument Date | Mar 14, 2023 |
| Instrument | 2023R-009367 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3203 SPRING CREEK LN, O FALLON, MO 63368-7488 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3203 SPRING CREEK LN, O FALLON, MO 63368-7488 |
| Document Number | 0066850871 |
| Book / Page | 006685 / 000871 |
| Instrument Date | Nov 22, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2017 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|---|
| Address | 3203 SPRING CREEK LN #2D O FALLON MO 633687488, 2D, O FALLON, MO 63368-7488 |
| Document Number | 0066850871 |
|---|---|
| Date | Jan 17, 2017 |
| Book Page | 006685/000871 |
| Instrument | 28030 |
| Name | GREENLIGHT LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75019 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 16, 2047 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Wentzville R-IV School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $34,541 (+14.57%) | $181,793 (+14.57%) Building $181,793 |
| 2023 | $30,148 | |
| 2022 | $158,673 Building $158,673 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Brightspeed Fiber | 940 / 940 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Gateway Fiber.
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