3103 Spring Creek Ln, O Fallon, MO 63368 Property Records

St. Charles County property record for 3103 Spring Creek Ln, O Fallon, MO 63368

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,014 sqft · built 2006
Lot Size	0.004 acres (181 sqft)
Owner	Individual Name on Record
Last Sale	$187,000 (Mar 2024)
Tax Bill	$2,275 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Dec 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`T072000551`

Property Details

APN / Parcel Number

Primary APN	`T072000551`
Alternative APN	`4-0036-A156-13-001D.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,014 sqft Living Area
1st Floor Area	1,014 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Lot Area	181 sqft (0.004 acres)
Porch	Open Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T072000551
Street Address	3103 SPRING CREEK LN
City	O FALLON
State	MO
Zip	63368-7487
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SPRINGHURST TERR #3 LOT 1D
Legal Subdivision	SPRINGHURST TERR #3
Legal Lot Number	1D
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1022
Census Tract	312207

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3103 SPRING CREEK LN, O FALLON, MO 63368-7487
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2024	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 28, 2020	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2024 · Amount on Record
Deed Sale	Mar 27, 2024 · Amount on Record
Prior Sale	Dec 28, 2020 · Amount on Record
Deed Document Number	202411267
Prior Transfer Date	Sep 26, 2006
Prior Transfer Doc	0000828920
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 27, 2024
Property Address	3103 SPRING CREEK LN, O FALLON, MO 63368-7487
Document Number	0000011267
Map Reference	MB 43 PG 322
Instrument Date	Mar 22, 2024
Instrument	2024R-011267
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24 STONEGATE DR, TROY, MO 63379-2944

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 SPRING CREEK LN, O FALLON, MO 63368-7487

Mortgage

Document Number	0000011268
Date	Mar 27, 2024
Instrument	2024R-011268

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 28, 2020
Property Address	3103 SPRING CREEK LN, O FALLON, MO 63368-7487
Document Number	0000101677
Instrument Date	Dec 18, 2020
Instrument	101677
Transaction Type	Transfer
Record Updated	Mar 16, 2021
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 STONEGATE DR TROY MO 633792944, TROY, MO 63379-2944

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,541 (-)	$181,793 (-) Building $181,793
2025	$2,275.00 (+16.91%)	$34,541 (+14.57%)	$181,793 (+14.57%)
2023		$30,148 (+12.63%)
2022	$1,946.00	$26,768	$158,673 (+12.63%) Building $158,673
2021			$140,886

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Brightspeed Fiber	940 / 940
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Gateway Fiber.

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