3203 S Custer Ln, Spokane, WA 99223 Property Records

Spokane County property record for 3203 S Custer Ln, Spokane, WA 99223

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,608 sqft · built 2024
Lot Size	0.165 acres (7,172 sqft)
Owner	Individual Name on File
Last Sale	$615,000 (May 2026)
Tax Bill	$5,516 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`35352.2615`

Property Details

APN / Parcel Number

Primary APN	`35352.2615`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Building Area	2,608 sqft Living Area
Gross Area	3,270 sqft
1st Floor Area	1,408 sqft
Basement Area	1,382 sqft
Finished Basement	1,200 sqft
Unfinished Basement	182 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,172 sqft (0.165 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	88 sqft
Patio Area	63 sqft
Canopy	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3203 S CUSTER LN
City	SPOKANE
State	WA
Zip	99223-1252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	35-25-43: SOUTHRIDGE PUD - PHASE 3B LOT 15 BLOCK 2 (AFN 7009069)
Legal Subdivision	SOUTHRIDGE PUD - PHASE 3
Legal Block	2
Legal Lot Number	15
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1002
Census Tract	13401

Owner

3203 S Custer Ln is owned and occupied by an individual who bought it in May 2026.

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3203 S CUSTER LN, SPOKANE, WA 99223-1252
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2026 · Amount on File
Deed Sale	May 6, 2026 · Amount on File
Deed Document Number	20267487045
Prior Transfer Date	Jan 25, 2022
Prior Transfer Doc	0007178980
Record Updated	Oct 29, 2026

May 2026: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 6, 2026
Property Address	3203 S CUSTER LN, SPOKANE, WA 99223-1252
Document Number	0007487045
Instrument Date	May 4, 2026
Instrument	2026.7487045
Record Updated	May 13, 2026
Title Company	VESTAT TITLE AND ESCROW, VISTA TITLE AND ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,010,707.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3203 S CUSTER LN, SPOKANE, WA 99223-1252

Mortgage

Document Number	0007487046,
Date	May 6, 2026
Instrument	2026.7487046

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 3203 S Custer Ln was $5,516, up 291.8% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,516.00 (+291.76%)	$520,900 (+236.06%) Land $150,000 Building $370,900	$520,900 (+236.06%) Land $150,000 Building $370,900
2025	$1,408.00	$155,000 (+40.91%) Land $155,000	$155,000 (+40.91%) Land $155,000
2024		$110,000 (+1,147.17%) Land $110,000	$110,000 (+1,147.17%) Land $110,000
2023	$1,107.00 (+830.25%)	$8,820 Land $8,820	$8,820 Land $8,820
2022	$119.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3203 S Custer Ln in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1999–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2022

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3203 S Custer Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 71% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: CenturyLink.

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