Carroll County property record for 3203 Ridge Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,397 sqft · built 1986 |
| Lot Size | 1.04 acres (45,564 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,034 (2026) |
| Deeds & Mortgages | Jul 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-024255 |
| Primary APN | 09-024255 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,397 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 45,564 sqft (1.04 acres) |
| Garage Type | Attached |
| Garage Area | 675 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 135 sqft |
| Shed | 1 Shed |
| Shed Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 024255 |
|---|---|
| Street Address | 3203 RIDGE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7440 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT - 1.0455 ACS 3203 RIDGE RD SE OF DENNINGS |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 9, FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 509001 |
3203 Ridge Rd is owned and occupied by an individual who acquired it in June 2020.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3203 RIDGE RD, WESTMINSTER, MD 21157-7440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 30, 2020 |
| Transfer Doc | 0097590500 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jul 14, 2020 |
| Property Address | 3203 RIDGE RD, WESTMINSTER, MD 21157-7440 |
| Document Number | 0097590500 |
| Book / Page | 009759 / 000500 |
| Instrument Date | Jun 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3203 RIDGE RD WESTMINSTER MD 211577440, WESTMINSTER, MD 21157-7440 |
The 2026 property tax bill for 3203 Ridge Rd was $5,034 with a homeowner's exemption, up 5% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,034.00 (+5.03%) Homeowner's exemption | $451,900 (+5.83%) | $476,800 (-) Land $200,400 Building $276,400 |
| 2025 | $4,793.00 Homeowner's exemption | $427,000 | $476,800 Land $200,400 Building $276,400 |
| 2023 | $4,363.00 Homeowner's exemption | $386,133 | $402,100 Land $180,400 Building $221,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3203 Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3203 Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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