Carroll County property record for 3130 Ridge Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,695 sqft · built 1990 |
| Lot Size | 3.03 acres (131,987 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $195,000 (Aug 2020) |
| Tax Bill | $7,092 (2026) |
| Deeds & Mortgages | Sep 2020 Transfer Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-433211 |
| Primary APN | 09-433211 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,695 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 131,987 sqft (3.03 acres) |
| Garage Type | Attached |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 480 sqft |
| Patio Area | 1,065 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 433211 |
|---|---|
| Street Address | 3130 RIDGE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT 3 - 3.0302 ACS 3130 RIDGE RD 55-310 EMRAY ACRES |
| Legal Subdivision | MERAY ACRES |
| Legal Lot Number | 3 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 9, FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 509001 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3130 RIDGE RD, WESTMINSTER, MD 21157-7439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 18, 2020 | Deed, Transfer · Conventional Mortgage TJC MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2020 · Amount on Record |
| Deed Sale | Aug 18, 2020 · Amount on Record |
| Deed Book / Page | 9808 / 288 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Sep 25, 2020 |
| Property Address | 3130 RIDGE RD, WESTMINSTER, MD 21157-7439 |
| Document Number | 0098660334 |
| Book / Page | 009866 / 000334 |
| Instrument Date | Sep 18, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 3116 RIDGE RD WESTMINSTER MD 211577439, WESTMINSTER, MD 21157-7439 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Aug 18, 2020 |
| Property Address | 3130 RIDGE RD, WESTMINSTER, MD 21157-7439 |
| Document Number | 0098080288 |
| Book / Page | 9808 / 288 |
| Map Reference | MB 55 FO 310 |
| Instrument Date | Jul 15, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | LAKESIDE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3130 RIDGE RD, WESTMINSTER, MD 21157-7439 |
| Document Number | 0009808295 |
|---|---|
| Date | Aug 18, 2020 |
| Instrument | 9808/295 |
| Name | TJC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,092.00 (+8.19%) | $627,967 (+20.22%) | $675,900 (+27.02%) Land $220,100 Building $455,800 |
| 2025 | $6,555.00 (+11.06%) | ||
| 2023 | $5,902.00 | $522,333 | $532,100 Land $200,100 Building $332,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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