Franklin County property record for 3203 Payday Ln, Columbus, OH 43232
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,042 sqft · built 2001 |
| Lot Size | 0.137 acres (6,003 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,363 (Feb 2016) |
| Tax Bill | $4,019 (2024) |
| Deeds & Mortgages | Jan 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-254364 |
| Primary APN | 010-254364 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,042 sqft Living Area |
| 1st Floor Area | 738 sqft |
| 2nd Floor Area | 1,161 sqft |
| Family Room | Family Room |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 6,003 sqft (0.137 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3203 PAYDAY LN |
|---|---|
| City | COLUMBUS |
| State | OH |
| Zip | 43232-7426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAYDAY LANE CHATTERTON EAST SECTION 1 LOT 13 |
| Legal Subdivision | CHATTERTON EAST SEC 1 |
| Legal Lot Number | 13 |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | COLUMBUS |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 9373 |
3203 Payday Ln is owned and occupied by an individual who bought it in February 2016.
Source: Franklin County records, as of February 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3203 PAYDAY LN, COLUMBUS, OH 43232-7426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 2016 · Amount on File |
| Deed Sale | Feb 10, 2016 · Amount on File |
| Prior Sale | Sep 23, 2015 |
| Deed Document Number | 90001653 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 3203 PAYDAY LN, COLUMBUS, OH 43232-7426 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3203 PAYDAY LN, COLUMBUS, OH 43232-7426 |
| Document Number | 0000007982 |
|---|---|
| Date | Jan 25, 2023 |
| Instrument | 202301250007982 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURLINGAME, CA 94010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Franklin County assessment roll, as of August 1, 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| Municipality | Columbus City |
| Unified School District | Groveport Madison Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $4,019.00 (+1.59%) Homeowner's exemption | $89,290 (-) Land $23,280 Building $66,010 | |
| 2023 | $3,956.00 (+37.94%) Homeowner's exemption | $89,290 (+61.46%) Land $23,280 Building $66,010 | $255,100 Land $66,500 Building $188,600 |
| 2022 | $2,868.00 Homeowner's exemption | $55,300 Land $5,250 Building $50,050 | |
| 2020 | $158,000 Land $15,000 Building $143,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3203 Payday Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3203 Payday Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people · EPA ID OH2504412 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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