Citrus County property record for 3203 N Chandler Dr, Hernando, FL 34442
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,404 sqft · built 2006 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (May 2024) |
| Tax Bill | $4,193 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19E-18S-22-0020-000J0-017.0 |
| Primary APN | 19E-18S-22-0020-000J0-017.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,404 sqft Living Area |
| 1st Floor Area | 2,386 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Area | 463 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 407 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 3384227 |
|---|---|
| Old Parcel Number | 2218S19E0020000J00170 |
| Street Address | 3203 N CHANDLER DR |
| City | HERNANDO |
| State | FL |
| Zip | 34442-3751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDR PLANNED DEVELOPMENT(S |
| Legal Description | CANTERBURY LAKE ESTATES SECOND ADDN PB 16 PG 80 LOT 17 BLK J |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 22 |
| Legal Subdivision | CANTERBURY LAKE ESTATES SECOND |
| Legal Block | J |
| Legal Lot Number | 17 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 450104 |
3203 N Chandler Dr is owned and occupied by an individual who bought it in May 2024.
Source: Citrus County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3203 N CHANDLER DR, HERNANDO, FL 34442-3751 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2024 · Amount on File |
| Deed Sale | May 16, 2024 · Amount on File |
| Prior Sale | Jan 17, 2007 · Amount on File |
| Deed Document Number | 2024028937 |
| Deed Book / Page | 3468 / 996 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 3203 N CHANDLER DR, HERNANDO, FL 34442-3751 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3203 N CHANDLER DR, HERNANDO, FL 34442-3751 |
| Document Number | 0036421261 |
|---|---|
| Date | Feb 12, 2026 |
| Book Page | 3642/1261 |
| Instrument | 2026008260 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
The 2025 property tax bill for 3203 N Chandler Dr was $4,193 with an additional exemption, down 11.4% from the year before.
Source: Citrus County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,193.00 (-11.45%) Additional exemption filed | $310,592 (-2.73%) Land $12,800 Building $297,792 | $310,592 (-2.73%) Land $12,800 Building $297,792 |
| 2024 | $4,735.00 (+4.09%) | $319,298 (-1.78%) Land $9,500 Building $309,798 | $319,298 (-1.78%) Land $9,500 Building $309,798 |
| 2023 | $4,549.00 (+16.91%) | $325,096 (+19.09%) Land $13,400 Building $311,696 | $325,096 (+19.09%) Land $13,400 Building $311,696 |
| 2022 | $3,891.00 | $272,976 Land $9,500 Building $263,476 | $272,976 Land $9,500 Building $263,476 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3203 N Chandler Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3203 N Chandler Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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