Citrus County property record for 3191 N Chandler Dr, Hernando, FL 34442 · Last verified April 2026
| Property Type | Vacant Land > Residential |
|---|---|
| Lot Size | 13,532 sqft (0.311 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $339,990 (2026) |
| Tax Bill | $196.00 (2024) |
Source: Citrus County records · APN 19E-18S-22-0020-000J0-0190
Assessment roll updated December 3, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3191 N CHANDLER DR, HERNANDO, FL 34442-5452 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Mar 17, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage NEW AMERICAN FUNDING |
| Jan 02, 2025 | Warranty Deed, Transfer ELITE TITLE OF NATURE COAST |
| Feb 23, 2022 | Warranty Deed, Transfer BROKERS TITLE OF TAMPA LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 17, 2026 · Amount on Record |
| Deed Sale | Mar 17, 2026 · Amount on Record |
| Prior Sale | Jan 02, 2025 · Amount on Record |
| Deed Doc Number | 202615087 |
| Deed Book / Page | 3651 / 1172 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Mar 17, 2026 |
| Property Address | 3191 N CHANDLER DR, HERNANDO, FL 34442-5452 |
| Document Number | 0036511172 |
| Book / Page | 3651 / 1172 |
| Map Reference | MB 16 PG 80-86 |
| Instrument Date | Mar 13, 2026 |
| Instrument | 2026015087 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | MANATEE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,380.00 |
| Amount Accuracy | Rounded Values by County |
| Name | Verified Name |
|---|---|
| Address | 2476 N ESSEX AVE, HERNANDO, FL 34442-5321 |
| Name | Verified Name |
|---|---|
| Address | 3191 N CHANDLER DR, HERNANDO, FL 34442-5452 |
| Investor | Possibly a Property Investor |
| Document Number | 0036511173 |
|---|---|
| Date | Mar 17, 2026 |
| Book Page | 3651/1173 |
| Instrument | 2026015088 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | SANTA ANA, CA 92707 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Jul 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3.12% |
| Max Rate At Change | 5.12% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Jan 02, 2025 |
| Property Address | 3191 N CHANDLER DR, HERNANDO, FL 34442-5452 |
| Document Number | 0035291071 |
| Book / Page | 3529 / 1071 |
| Map Reference | MB 16 PG 80-86 |
| Instrument Date | Dec 24, 2024 |
| Instrument | 2025000084 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | ELITE TITLE OF NATURE COAST |
| Amount | Amount Recorded |
|---|---|
| Tax | $107.10 |
| Amount Accuracy | Rounded Values by County |
| Name | Verified Name |
|---|---|
| Address | 5 LAWRENCE ST UNIT 626, 626, BLOOMFIELD, NJ 07003-4672 |
| Name | Verified Name |
|---|---|
| Address | 2476 N ESSEX AVE, HERNANDO, FL 34442-5321 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Feb 23, 2022 |
| Property Address | 3191 N CHANDLER DR, HERNANDO, FL 34442-5452 |
| Document Number | 0032560239 |
| Book / Page | 3256 / 239 |
| Map Reference | MB 16 PG 80-86 |
| Instrument Date | Feb 18, 2022 |
| Instrument | 2022012584 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2023 |
| Title Company | BROKERS TITLE OF TAMPA LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $119.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 S WARE BLVD STE 607, 607, TAMPA, FL 33619-8402 |
| Name | Verified Name |
|---|---|
| Address | 5 LAWRENCE ST, BLOOMFIELD, NJ 07003-4631 |
Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $267.00 (+36.22%) | $12,800 (+34.74%) Land $12,800 | $12,800 (+34.74%) Land $12,800 |
| 2024 | $196.00 (-23.44%) Additional exemption filed | $9,500 (-29.1%) Land $9,500 | $9,500 (-29.1%) Land $9,500 |
| 2023 | $256.00 (+33.33%) Additional exemption filed | $13,400 (+41.05%) Land $13,400 | $13,400 (+41.05%) Land $13,400 |
| 2022 | $192.00 Additional exemption filed | $9,500 Land $9,500 | $9,500 Land $9,500 |
Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 58% of the US · above 30% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,010 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 19E-18S-22-0020-000J0-0190 |
|---|---|
| Alternative APNs |
|
| Lot Area | 13,532 sqft (0.311 acres) |
|---|
| Account Number | 3201145 |
|---|---|
| Street Address | 3191 N CHANDLER DR |
| City | HERNANDO |
| State | FL |
| Zip | 34442-5452 |
| Property Usage | Residential Property Usage |
| Type | Vacant Land > Residential |
| Legal Description | CANTERBURY LAKE ESTATES SECOND ADDN PB 16 PG 80 LOT 19 BLK J |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 22 |
| Legal Subdivision | CANTERBURY LAKE ESTATES SECOND |
| Legal Block | J |
| Legal Lot Number | 19 |
| Jurisdiction | CITRUS FL |
| Minor Civil Division | INVERNESS |
| Census Blockgroup | 1 |
| Census Block | 1025 |
| Census Tract | 450104 |
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