Osceola County property record for 3203 Bay View Ct, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1999 |
| Square Footage | 1,817 sqft Living Area |
| Lot Size | 15,071 sqft (0.346 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $385,000 (2023) |
| Tax Bill | $5,115.00 (2024) |
| Primary APN | 26-26-30-0626-0001-0150 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,817 sqft Living Area |
| Gross Area | 2,798 sqft Gross Area |
| 1st Floor | 1,817 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 15,071 sqft (0.346 acres) |
| Depth X Width | 150 ft x 120 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 462 sqft Garage |
| Porch Area | 519 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3203 BAY VIEW CT |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8590 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SAWGRASS UNIT 1 PB 10 PG 140-141 LOT 15 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 26 |
| Legal Subdivision | SAWGRASS UNIT 1 |
| Legal Tract | 626 |
| Legal Block | 150 |
| Legal Lot Number | 15 |
| Legal Unit | 1P |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 43304 |
Source: Osceola County records · APN 26-26-30-0626-0001-0150
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3203 BAY VIEW CT, SAINT CLOUD, FL 34772-8590 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 17, 2023 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 14, 2022 | · Conventional Mortgage THE MORTGAGE FIRM INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 17, 2023 · Amount on Record |
| Deed Sale | Apr 17, 2023 · Amount on Record |
| Prior Sale | Mar 09, 2009 · Amount on Record |
| Deed Doc Number | 202345139 |
| Deed Book / Page | 6389 / 1142 |
| Prior Transfer Date | Oct 07, 2022 |
| Prior Transfer Doc | 0062991993 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 17, 2023 |
| Property Address | 3203 BAY VIEW CT, SAINT CLOUD, FL 34772-8590 |
| Document Number | 0063891142 |
| Book / Page | 6389 / 1142 |
| Map Reference | MB 10 PG 140&141 |
| Instrument Date | Apr 14, 2023 |
| Instrument | 2023045139 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2023 |
| Title Company | A CLEAR CHOICE TITLE AND ESCROW, A CLEAR CHOICE T&E OF OSCEOL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,695.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4272 LASALLE AVE, KISSIMMEE, FL 34742 |
| Name | Verified Name |
|---|---|
| Address | 3203 BAY VIEW CT, SAINT CLOUD, FL 34772-8590 |
| Document Number | 0063891143 |
|---|---|
| Date | Apr 17, 2023 |
| Instrument | 6389/1143 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
| Jurisdiction | OSCEOLA FL |
|---|---|
| Recording Date | Oct 14, 2022 |
| Property Address | 3203 BAY VIEW CT, SAINT CLOUD, FL 34772-8590 |
| Document Number | 0062991993 |
| Book / Page | 6299 / 1993 |
| Map Reference | MB 10 PG 140&141 |
| Instrument Date | Oct 07, 2022 |
| Instrument | 2022152738 |
| Record Updated | Oct 25, 2022 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 1720 TOWN PARK CT, 1720, SAINT CLOUD, FL 34769-5040 |
| Name | Verified Name |
|---|---|
| Address | 3203 BAY VIEW CT, SAINT CLOUD, FL 34772-8590 |
| Document Number | 0062991995 |
|---|---|
| Date | Oct 14, 2022 |
| Instrument | 6299/1995 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,290.00 (+3.42%) Homeowner's exemption | $338,438 (+140.6%) | $350,300 (+8.82%) Land $75,000 Building $275,300 |
| 2024 | $5,115.00 (+188.33%) | ||
| 2023 | $1,774.00 (+4.29%) Homeowner's exemption | $140,664 (+3%) | $321,900 (+17.57%) Land $65,000 Building $256,900 |
| 2022 | $1,701.00 Homeowner's exemption | $136,567 | $273,800 Land $60,000 Building $213,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Low above 36% of the US · above 10% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,852 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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