Osceola County property record for 3202 Bay View Ct, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1999 |
| Square Footage | 1,937 sqft Heated Area |
| Lot Size | 9,627 sqft (0.221 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $225,000 (2018) |
| Tax Bill | $4,016.00 (2025) |
| Primary APN | 88034 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,937 sqft Heated Area |
| Gross Area | 2,560 sqft Gross Area |
| 1st Floor | 1,937 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,627 sqft (0.221 acres) |
| Depth X Width | 125 ft x 80 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 460 sqft Garage |
| Pool Area | 38 sqft Pool |
|---|---|
| Fence | Fence |
| Deck Area | 142 sqft Deck |
| Porch | Open Porch |
| Porch Area | 163 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 88034 |
|---|---|
| Street Address | 3202 BAY VIEW CT |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8590 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SAWGRASS UNIT 1 PB 10 PG 140-141 LOT 10 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 26 |
| Legal Subdivision | SAWGRASS UNIT 1 |
| Legal Tract | 626 |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Legal Unit | 1P |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 43304 |
Source: Osceola County records · APN 88034
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3202 BAY VIEW CT, SAINT CLOUD, FL 34772-8590 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) QUICKEN LNS |
| Feb 20, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage SUPREME LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 20, 2018 · Amount on Record |
| Deed Sale | Feb 20, 2018 · Amount on Record |
| Prior Sale | Jun 03, 1999 · Amount on Record |
| Deed Doc Number | 2018029549 |
| Deed Book / Page | 5289 / 0660 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3202 BAY VIEW CT, SAINT CLOUD, FL 34772-8590 |
| Document Number | 0057110957 |
| Instrument Date | Apr 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3202 BAY VIEW CT ST CLOUD FL 347728590, ST CLOUD, FL 34772-8590 |
| Document Number | 0057110957 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | 005711/000957 |
| Instrument | 54594 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 20, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 20, 2018 |
| Property Address | 3202 BAY VIEW CT, SAINT CLOUD, FL 34772-8590 |
| Document Number | 0052890660 |
| Book / Page | 005289 / 000660 |
| Instrument Date | Feb 16, 2018 |
| Instrument | 29549 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3202 BAY VIEW CT ST CLOUD FL 347728590, ST CLOUD, FL 34772-8590 |
| Document Number | 52890661 |
|---|---|
| Date | Feb 20, 2018 |
| Book Page | 005289/000661 |
| Instrument | 29550 |
| Name | SUPREME LNDG |
|---|---|
| Address | DALLAS, TX 75254 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 19, 2048 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,016.00 (+6.19%) Homeowner's exemption | $267,272 (+5.99%) | $358,400 (+8.77%) Land $75,000 Building $283,400 |
| 2023 | $3,782.00 (+3.53%) Homeowner's exemption | $252,175 (+3%) | $329,500 (+15.37%) Land $65,000 Building $264,500 |
| 2022 | $3,653.00 Homeowner's exemption | $244,831 | $285,600 Land $60,000 Building $225,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Low above 36% of the US · above 10% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,852 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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