32016 Seaside Rd, Cape Charles, VA 23310 Property Records

Northampton County property record for 32016 Seaside Rd, Cape Charles, VA 23310 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,504 sqft · built 1913
Lot Size2.45 acres (106,722 sqft)
OwnerIndividual Name on File
Last Sale$299,000 (Oct 2017)
Tax Bill$2,999 (2025)
Deeds & MortgagesJul 2021 Refinance
Dec 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN117-A-20

Property Details

APN / Parcel Number

Primary APN117-A-20
Alternative APNs
  • 461810
  • 3758

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Building Area2,504 sqft Living Area
Stories2 Stories
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1913
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area106,722 sqft (2.45 acres)
Lot Dimensions275 ft deep x 400 ft wide
PorchFinished/Screened Porch
Porch Area448 sqft Porch

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
Heating FuelGas

Location & Zoning

Account Number461810
Street Address32016 SEASIDE RD
CityCAPE CHARLES
StateVA
Zip23310-1114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT-400'X275' KIPTOPEKE LOT-400'X275' KIPTOPEKE
JurisdictionNORTHAMPTON VA
Township / Civil Division1
Census Block Group2
Census Block2066
Census Tract930302

Owner

Source: Northampton County records · APN 117-A-20

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address32016 SEASIDE RD, CAPE CHARLES, VA 23310-1114
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
M&T BANK
Dec 13, 2017Deed of Trust, Mortgage · Conventional Mortgage
HOME LOAN INVESTMENT BANK FSB
Nov 28, 2017Intrafamily Transfer, Transfer
Oct 03, 2017Warranty Deed, Transfer · VA Mortgage
TIDEWATER MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 03, 2017 · Amount on Record
Deed SaleOct 03, 2017 · Amount on Record
Prior SaleOct 03, 2017 · Amount on Record
Deed Document Number0170001619
Last Transfer DateNov 28, 2017
Transfer Doc0170001903
Record UpdatedJun 08, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTHAMPTON VA
Property Address32016 SEASIDE RD, CAPE CHARLES, VA 23310-1114
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210001877
DateJul 19, 2021
Instrument210001877
Lender
NameM&T BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 01, 2051
Interest
Rate TypeFixed Rate

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTHAMPTON VA
Property Address32016 SEASIDE RD, CAPE CHARLES, VA 23310-1114
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number170002011
DateDec 13, 2017
Instrument170002011
Lender
NameHOME LOAN INVESTMENT BANK FSB
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 01, 2032
Interest
Rate TypeFixed Rate

November 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionNORTHAMPTON VA
Recording DateNov 28, 2017
Property Address32016 SEASIDE RD, CAPE CHARLES, VA 23310-1114
Document Number0170001903
Instrument DateOct 31, 2017
Instrument170001903
Transaction TypeTransfer
Record UpdatedFeb 07, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address32016 SEASIDE RD, CAPE CHARLES, VA 23310-1114

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNORTHAMPTON VA
Recording DateOct 03, 2017
Property Address32016 SEASIDE RD, CAPE CHARLES, VA 23310-1114
Document Number0170001619
Instrument DateSep 22, 2017
Instrument170001619
Transaction TypeTransfer
Record UpdatedFeb 07, 2022
Title CompanySEASHORE TITLE AND SETTLEMENT, SEASHORE TITLE & SETTLEMENTS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address32016 SEASIDE RD, CAPE CHARLES, VA 23310-1114

Mortgage

Document Number0170001620
DateOct 03, 2017
Instrument170001620
Lender
NameTIDEWATER MORTGAGE SERVICES INC
Agreement
TypeVA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Northampton County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateVirginia
CountyNorthampton County
Unified School DistrictNorthampton County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,999.00 (+47.01%)$425,500 (+58.47%) Land $65,000 Building $360,500
2024$425,500 (+58.47%) Land $65,000 Building $360,500
2023$2,040.00$268,500 Land $51,700 Building $216,800$268,500 Land $51,700 Building $216,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Northampton County (51131C), updated October 26, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 51% of the US · above 79% of Virginia
Wildfire LikelihoodAbout 1 in 1,010 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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