Northampton County property record for 31539 Seaside Rd, Cape Charles, VA 23310
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,152 sqft · built 1910 |
| Lot Size | 7 acres (304,920 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,963 (2025) |
| Deeds & Mortgages | Aug 2025 Line of Credit Jun 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 117-A-14 |
| Primary APN | 117-A-14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,152 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Wood Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 304,920 sqft (7 acres) |
| Porch | Patio |
| Porch Area | 340 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 7426 |
|---|---|
| Street Address | 31539 SEASIDE RD |
| City | CAPE CHARLES |
| State | VA |
| Zip | 23310-1105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AFD |
| Legal Description | KIPTOPEKE POINT PLEASANT AF KIPTOPEKE POINT PLEASANT AF |
| Jurisdiction | NORTHAMPTON VA |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2059 |
| Census Tract | 930302 |
Source: Northampton County records, as of March 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 31539 SEASIDE RD, CAPE CHARLES, VA 23310-1105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 6, 2025 | Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK |
| Jun 17, 2025 | Gift Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 24, 2025 |
| Transfer Doc | 0000001023 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Property Address | 31539 SEASIDE RD, CAPE CHARLES, VA 23310-1105 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 31539 SEASIDE RD, CAPE CHARLES, VA 23310-1105 |
| Document Number | 0250001331 |
|---|---|
| Date | Aug 6, 2025 |
| Instrument | 250001331 |
| Name | ATLANTIC UNION BANK |
|---|---|
| Type | Bank |
| Address | CAPE CHARLES, VA 23310 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 20, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Jun 17, 2025 |
| Property Address | 31539 SEASIDE RD, CAPE CHARLES, VA 23310-1105 |
| Document Number | 0250001023 |
| Instrument Date | Mar 24, 2025 |
| Instrument | 250001023 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 31539 SEASIDE RD, CAPE CHARLES, VA 23310-1105 |
Source: Northampton County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Northampton County |
| Unified School District | Northampton County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,963.00 (+37.56%) | $420,300 (+48.25%) Land $73,700 Building $346,600 | |
| 2024 | $420,300 (+48.25%) Land $73,700 Building $346,600 | ||
| 2023 | $2,154.00 | $283,500 Land $74,400 Building $209,100 | $283,500 Land $74,400 Building $209,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 26 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 73% of Virginia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Eastern Shore of Virginia Broadband Authority Fiber | 200 / 200 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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