St. Clair County property record for 3201 Riverside Dr, Port Huron, MI 48060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,451 sqft · built 1958 |
| Lot Size | 0.728 acres (31,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Oct 2011) |
| Tax Bill | $5,651 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jun 2019 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 74-06-780-0002-000 |
| Primary APN | 74-06-780-0002-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,451 sqft Living Area |
| 1st Floor Area | 1,227 sqft |
| Basement Area | 1,227 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Lot Area | 31,712 sqft (0.728 acres) |
| Lot Depth | 390 ft Depth |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3201 RIVERSIDE DR |
|---|---|
| City | PORT HURON |
| State | MI |
| Zip | 48060-1860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT 3 & N 5 FT OF LOT 4 YACHT HARBOR PLAT |
| Legal Subdivision | YACHT HARBOR PLAT |
| Legal Lot Number | 3-4 |
| Legal Unit | 3,4 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | PORT HURON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 627000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3201 RIVERSIDE DR, PORT HURON, MI 48060-1860 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GENISYS CREDIT UNION |
| Jun 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL MORTGAGE |
| Jul 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC |
| Apr 13, 2020 | Deed of Trust, Mortgage · Conventional with PMI MIMUTUAL MTG |
| May 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 6, 2011 · Amount on Record |
| Deed Sale | Oct 6, 2011 · Amount on Record |
| Prior Sale | Nov 2, 2005 · Amount on Record |
| Deed Document Number | 201125809 |
| Deed Book / Page | 4188 / 153 |
| Transfer Doc | 0005184571 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Apr 1, 2026 |
| Property Address | 3201 RIVERSIDE DR, PORT HURON, MI 48060-1860 |
| Document Number | 0000005893 |
| Book / Page | 5911 / 43 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 20265893 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3201 RIVERSIDE DR, PORT HURON, MI 48060-1860 |
| Document Number | 0000005893, |
|---|---|
| Date | Apr 1, 2026 |
| Book Page | 5911/43 |
| Instrument | 20265893 |
| Name | GENISYS CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.44% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3201 RIVERSIDE DR, PORT HURON, MI 48060-1860 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5064403 |
|---|---|
| Date | Jun 10, 2019 |
| Book Page | 5064/403 |
| Instrument | 2019011705 |
| Name | MUTUAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3201 RIVERSIDE DR, PORT HURON, MI 48060-1860 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3201 RIVERSIDE DR, PORT HURON, MI 48060-1860 |
| Document Number | 539592 |
|---|---|
| Date | Jul 19, 2021 |
| Book Page | 5395/92 |
| Instrument | 2021020719 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Address | PORT HURON, MI 48060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3201 RIVERSIDE DR, PORT HURON, MI 48060-1860 |
| Document Number | 0051840572 |
| Instrument Date | Apr 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3201 RIVERSIDE DR PORT HURON MI 480601860, PORT HURON, MI 48060-1860 |
| Document Number | 0051840572 |
|---|---|
| Date | May 8, 2020 |
| Book Page | 005184/000572 |
| Name | MIMUTUAL MTG |
|---|---|
| Address | PORT HURON, MI 48060 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 7, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3201 RIVERSIDE DR, PORT HURON, MI 48060-1860 |
| Document Number | 0048360997 |
| Book / Page | 004836 / 000997 |
| Instrument Date | May 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3201 RIVERSIDE DR PORT HURON MI 480601860, PORT HURON, MI 48060-1860 |
| Document Number | 0048360997 |
|---|---|
| Date | Jun 5, 2017 |
| Book Page | 004836/000997 |
| Name | MICHIGAN MUTUAL |
|---|---|
| Type | Funding / Finance Company |
| Address | PORT HURON, MI 48060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 4, 2032 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Port Huron City |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $197,000 (+3.41%) | $394,000 (+3.41%) | |
| 2025 | $5,651.00 (+2.56%) Homeowner's exemption | $190,500 (+13.12%) | |
| 2024 | $5,510.00 (+9.22%) | $381,000 (+13.12%) | |
| 2023 | $168,400 | ||
| 2022 | $5,045.00 | $336,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 7 (1981–2024) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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