St. Clair County property record for 3131 Riverside Dr, Port Huron, MI 48060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,005 sqft · built 1993 |
| Lot Size | 1.1 acres (48,264 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $800,000 (Sep 2021) |
| Tax Bill | $18,305 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Sep 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 74-06-780-0003-000 |
| Primary APN | 74-06-780-0003-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,005 sqft Living Area |
| 1st Floor Area | 1,553 sqft |
| Basement Area | 1,118 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Lot Area | 48,264 sqft (1.1 acres) |
| Lot Depth | 428 ft Depth |
| Garage Area | 826 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3131 RIVERSIDE DR |
|---|---|
| City | PORT HURON |
| State | MI |
| Zip | 48060-1874 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT 4 EX N 5 FT & LOT 5 EX S 35 FT YACHT HARBOR PLAT |
| Legal Subdivision | YACHT HARBOR |
| Legal Lot Number | 4-5 |
| Legal Unit | 4,5 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | PORT HURON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 627000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3131 RIVERSIDE DR, PORT HURON, MI 48060-1874 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTHSTAR BANK |
| Sep 8, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Aug 8, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2021 · Amount on Record |
| Deed Sale | Sep 8, 2021 · Amount on Record |
| Prior Sale | Aug 8, 2019 · Amount on Record |
| Deed Document Number | 202125766 |
| Deed Book / Page | 5418 / 326 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3131 RIVERSIDE DR, PORT HURON, MI 48060-1874 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3131 RIVERSIDE DR, PORT HURON, MI 48060-1874 |
| Document Number | 0005293541 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 5293/541 |
| Instrument | 2020032747 |
| Name | NORTHSTAR BANK |
|---|---|
| Type | Bank |
| Address | BAD AXE, MI 48413 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 8, 2021 |
| Property Address | 3131 RIVERSIDE DR, PORT HURON, MI 48060-1874 |
| Document Number | 0005418326 |
| Book / Page | 5418 / 326 |
| Map Reference | LB 53 PG 40 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 2021025766 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3131 RIVERSIDE DR, 3131, PORT HURON, MI 48060-1874 |
| Name | Verified Name |
|---|---|
| Address | 3131 RIVERSIDE DR, PORT HURON, MI 48060-1874 |
| Document Number | 0000541464 |
|---|---|
| Date | Aug 27, 2021 |
| Book Page | 5414/64 |
| Instrument | 2021024717 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Aug 8, 2019 |
| Property Address | 3131 RIVERSIDE DR, PORT HURON, MI 48060-1874 |
| Document Number | 0050830328 |
| Book / Page | 005083 / 000328 |
| Instrument Date | Aug 2, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,300.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 4520 LAKESHORE RD FORT GRATIOT MI 480593527, FORT GRATIOT, MI 48059-3527 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Port Huron City |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $466,100 (+2.53%) | $932,200 (+2.53%) | |
| 2025 | $18,305.00 (+2.5%) Homeowner's exemption | $454,600 (+6.46%) | |
| 2024 | $17,858.00 (+5.35%) | $909,200 (+6.46%) | |
| 2023 | $427,000 | ||
| 2022 | $16,951.00 | $854,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 7 (1981–2024) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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