32009 Corte Montoya, Temecula, CA 92592 Property Records

Riverside County property record for 32009 Corte Montoya, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,746 sqft · built 1996
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$736,000 (Jun 2025)
Tax Bill	$6,389 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`961-261-017`

Property Details

APN / Parcel Number

Primary APN	`961-261-017`
Alternative APN	`950241024`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,746 sqft Living Area
Gross Area	2,224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Wood
Roof Material	Tile
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	433 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	32009 CORTE MONTOYA
City	TEMECULA
State	CA
Zip	92592-1629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 32 MB 220/040 TR 23063-3
Legal Subdivision	220M40
Legal Tract	23063-3
Legal Lot Number	32
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2008
Census Tract	43208

Owner

Source: Riverside County records, as of April 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32009 CORTE MONTOYA, TEMECULA, CA 92592-1629
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage ZB NA
Oct 17, 2019	Deed of Trust, Mortgage · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Mar 30, 2018	Grant Deed, Transfer HOME FINANCING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2025 · Amount on Record
Deed Sale	Jun 3, 2025 · Amount on Record
Prior Sale	Mar 30, 2018 · Amount on Record
Deed Document Number	2025167612
Prior Transfer Date	Jul 16, 2013
Prior Transfer Doc	0000396840
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	32009 CORTE MONTOYA, TEMECULA, CA 92592-1629
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32009 CORTE MONTOYA, TEMECULA, CA 92592-1629

Mortgage

Document Number	0000088704
Date	Mar 25, 2026
Instrument	2026-0088704

Lender

Name	ZB NA
Type	Bank
Address	SAN CLEMENTE, CA 92672

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	32009 CORTE MONTOYA, TEMECULA, CA 92592-1629
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000416637
Date	Oct 17, 2019
Instrument	2019-0416637

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 30, 2018
Property Address	32009 CORTE MONTOYA, TEMECULA, CA 92592-1629
Document Number	0000123416
Instrument Date	Mar 2, 2018
Instrument	123416
Transaction Type	Transfer
Record Updated	Apr 6, 2018
Title Company	TICOR TITLE RIVERSIDE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$467.50
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	32009 CORTE MONTOYA TEMECULA CA 925921629, TEMECULA, CA 92592-1629

Mortgage

Document Number	123417
Date	Mar 30, 2018
Instrument	123417

Lender

Name	HOME FINANCING
Type	Funding / Finance Company
Address	LAGUNA HILLS, CA 92653

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2048

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,389.00 (+1.61%)	$483,573 (+4.04%) Land $145,071 Building $338,502
2024	$6,288.00 (+1.01%)
2023	$6,225.00 (+2.3%) Homeowner's exemption	$464,797 Land $139,439 Building $325,358
2022	$6,085.00
2021			$490,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 718 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Accel Wireless Fixed Wireless	100 / 25

May also be available: GeoLinks, T-Mobile, Verizon.

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