31976 Corte Montoya, Temecula, CA 92592 Property Records

Riverside County property record for 31976 Corte Montoya, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,666 sqft · built 1996
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on File
Last Sale	$137,000 (May 1996)
Tax Bill	$1,662 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`961-261-007`

Property Details

APN / Parcel Number

Primary APN	`961-261-007`
Alternative APN	`950241014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,666 sqft Living Area
Gross Area	2,131 sqft
1st Floor Area	1,666 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Wood
Roof Material	Tile
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	445 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	31976 CORTE MONTOYA
City	TEMECULA
State	CA
Zip	92592-1630
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 MB 220/040 TR 23063-3
Legal Subdivision	TRACT 23063 3
Legal Tract	23063-3
Legal Lot Number	22
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	2
Census Block	2008
Census Tract	43208

Owner

31976 Corte Montoya is owned by a company that acquired it in July 2024 and is owner-occupied.

Source: Riverside County records, as of July 29, 2026

Owner of Record	Company Name on File
Mailing Address	31976 CORTE MONTOYA, TEMECULA, CA 92592-1630
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 29, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 22, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 1996 · Amount on File
Deed Sale	May 28, 1996 · Amount on File
Deed Document Number	1996196379
Last Transfer Date	Jul 23, 2024
Transfer Doc	0000218683
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31976 CORTE MONTOYA, TEMECULA, CA 92592-1630
Transaction Type	Mortgage
Record Updated	Jul 23, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31976 CORTE MONTOYA, TEMECULA, CA 92592-1630

Mortgage

Document Number	0000417940
Date	Jul 12, 2021
Instrument	2021-0417940

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	310 Months
Due	May 1, 2047

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	31976 CORTE MONTOYA, TEMECULA, CA 92592-1630
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043283
Date	Jan 29, 2020
Instrument	2020-0043283

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	328 Months
Due	May 1, 2047

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 22, 2017
Property Address	31976 CORTE MONTOYA, TEMECULA, CA 92592-1630
Document Number	0000075047
Instrument Date	Feb 22, 2017
Instrument	75047
Transaction Type	Transfer
Record Updated	Feb 28, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31976 CORTE MONTOYA TEMECULA CA 925921630, TEMECULA, CA 92592-1630

Tax Assessment & Valuation

The 2025 property tax bill for 31976 Corte Montoya was $1,662 with a veteran's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,106 (+2%) Land $59,287 Building $172,819
2025	$1,662.00 Disabled Person's exemption Veteran's exemption	$227,556 Land $58,125 Building $169,431
2023	$1,695.00 (-1.91%) Disabled Person's exemption Veteran's exemption	$218,721 Land $55,869 Building $162,852
2022	$1,728.00
2021			$452,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31976 Corte Montoya in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 31976 Corte Montoya is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 718 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Accel Wireless Fixed Wireless	100 / 25

May also be available: GeoLinks, T-Mobile, Verizon.

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