3200 Bayflower Ave, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 3200 Bayflower Ave, Harmony, FL 34773

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,519 sqft · built 2014
Lot Size0.179 acres (7,797 sqft)
Owner2 Individual Names on Record
Last Sale$328,900 (Apr 2014)
Tax Bill$8,357 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN30-26-32-2989-0001-078G

Property Details

APN / Parcel Number

Primary APN30-26-32-2989-0001-078G
Alternative APNs
  • 26323029890001078G
  • 156611

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,519 sqft Living Area
Gross Area4,558 sqft
1st Floor Area1,669 sqft
Upper Floors Area1,850 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,797 sqft (0.179 acres)
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area450 sqft
PorchFinished/Open Porch
Porch Area467 sqft
Deck Area495 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address3200 BAYFLOWER AVE
CityHARMONY
StateFL
Zip34773-6080
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionHARMONY NEIGHBORHOODS G-H-F PB 19 PG 163-176 LOT 78G
Legal Range32E
Legal Township26S
Legal Section30
Legal SubdivisionHARMONY NBHDS G H F
Legal Tract2989
Legal Block78G
Legal Lot Number78G
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2106
Census Tract43801

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3200 BAYFLOWER AVE, HARMONY, FL 34773-6080
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 23, 2014 · Amount on Record
Deed SaleApr 23, 2014 · Amount on Record
Prior SaleMar 29, 2011 · Amount on Record
Deed Document Number201456625
Deed Book / Page4599 / 1101
Prior Transfer DateFeb 22, 2011
Prior Transfer Doc0041102708
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3200 BAYFLOWER AVE, HARMONY, FL 34773-6080
Transaction TypeMortgage
Record UpdatedMar 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3200 BAYFLOWER AVE, HARMONY, FL 34773-6080

Mortgage

Document Number0059012657
DateMar 2, 2021
Book Page5901/2657
Instrument2021030215
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
AddressCHARLOTTE, NC 28211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,357.00 (+3.54%) Homeowner's exemption$361,883 (+5.99%)$508,900 (+2.25%) Land $65,000 Building $443,900
2024$8,071.00 (+1.98%)
2023$7,914.00 (+5.3%) Homeowner's exemption$341,442 (+3%)$497,700 (+12.3%) Land $65,000 Building $432,700
2022$7,516.00 Homeowner's exemption$331,498$443,200 Land $60,000 Building $383,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 64 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY EASTERN
private · serves 110,102 people · EPA ID FL3490751
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: CenturyLink.

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