Madison County property record for 320 Waterford Ln, Pendleton, IN 46064 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,112 sqft · built 2022 |
| Lot Size | 0.198 acres (8,625 sqft) |
| Owner | Individual Name on File |
| Last Sale | $414,900 (Dec 2022) |
| Tax Bill | $4,609 (2025) |
| Deeds & Mortgages | Sep 2024 Mortgage Dec 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-14-16-200-021.149-013 |
| Primary APN | 48-14-16-200-021.149-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,112 sqft Living Area |
| 1st Floor Area | 3,112 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Other |
| Lot Area | 8,625 sqft (0.198 acres) |
| Garage Type | Attached |
| Garage Area | 684 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00035188107 |
|---|---|
| Street Address | 320 WATERFORD LN |
| City | PENDLETON |
| State | IN |
| Zip | 46064-6418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CARRICK GLEN SEC 3A LOT 158 (0.198AC) |
| Legal Subdivision | CARRICK GLEN SECTION 3A |
| Legal Lot Number | 158 |
| Jurisdiction | MADISON IN |
| Township / Civil Division | FALL CREEK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 11700 |
Source: Madison County records · APN 48-14-16-200-021.149-013
Assessment roll updated June 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 WATERFORD LN, PENDLETON, IN 46064-6418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 04, 2024 | Deed of Trust, Mortgage · FHA Mortgage HUD |
| Dec 27, 2022 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 27, 2022 · Amount on Record |
| Deed Sale | Dec 27, 2022 · Amount on Record |
| Deed Document Number | 202220988 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IN |
| Property Address | 320 WATERFORD LN, PENDLETON, IN 46064-6418 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2024R12029 |
|---|---|
| Date | Sep 04, 2024 |
| Instrument | 2024R12029 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Jan 01, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MADISON IN |
| Recording Date | Dec 27, 2022 |
| Property Address | 320 WATERFORD LN, PENDLETON, IN 46064-6418 |
| Document Number | 2022R20988 |
| Map Reference | IN 2021R019626 |
| Instrument Date | Dec 20, 2022 |
| Instrument | 2022R20988 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 320 WATERFORD LN, PENDLETON, IN 46064-6418 |
| Document Number | 2022R20989 |
|---|---|
| Date | Dec 27, 2022 |
| Instrument | 2022R20989 |
| Name | DHI MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Rate Type | Fixed Rate |
|---|
Source: Madison County records · Assessment roll updated June 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Madison County |
| County Subdivision | Fall Creek Township |
| Municipality | Pendleton Town |
| Unified School District | South Madison Community School Corporation (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,609.00 (+2.15%) Homeowner's exemption | $475,300 (+15.22%) Land $52,800 Building $422,500 | $475,300 (+15.22%) Land $52,800 Building $422,500 |
| 2024 | $4,512.00 (+56,3%) | ||
| 2023 | $412,500 (+103,025%) Land $50,300 Building $362,200 | $412,500 (+103,025%) Land $50,300 Building $362,200 | |
| 2022 | $8.00 | $400 Land $400 | $400 Land $400 |
Source: FEMA National Flood Hazard Layer, Madison County (18095C), updated August 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180950117001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 8 (1992–2026) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Aug 2026, river or lake flooding, Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 301 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: ALTIUS Communications, Mercury Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.
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