305 Waterford Ln, Pendleton, IN 46064 Property Records

Madison County property record for 305 Waterford Ln, Pendleton, IN 46064

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,017 sqft · built 2023
Lot Size0.209 acres (9,104 sqft)
Owner2 Individual Names on Record
Last Sale$379,900 (Apr 2023)
Tax Bill$3,851 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN48-14-16-200-021.178-013

Property Details

APN / Parcel Number

Primary APN48-14-16-200-021.178-013
Alternative APN
  • 00035188329

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area3,017 sqft Living Area
1st Floor Area3,017 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area9,104 sqft (0.209 acres)
Garage TypeAttached
Garage Area785 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number00035188329
Street Address305 WATERFORD LN
CityPENDLETON
StateIN
Zip46064-6418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCARRICK GLEN SEC 3A LOT 193 (0.209AC)
Legal SubdivisionCARRICK GLEN SECTION 3A SECONDARY PLAT
Legal Lot Number193
JurisdictionMADISON IN
Township / Civil DivisionFALL CREEK
Census Block Group1
Census Block1001
Census Tract11700

Owner

Source: Madison County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address305 WATERFORD LN, PENDLETON, IN 46064-6418
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 24, 2023 · Amount on Record
Deed SaleApr 24, 2023 · Amount on Record
Deed Document Number20235518
Record UpdatedSep 20, 2026

April 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionMADISON IN
Recording DateApr 24, 2023
Property Address305 WATERFORD LN, PENDLETON, IN 46064-6418
Document Number2023R05518
Map ReferenceIN 2022R019895
Instrument DateApr 14, 2023
Instrument2023R05518
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 26, 2023
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 WATERFORD LN, PENDLETON, IN 46064-6418

Mortgage

Document Number2023R05519
DateApr 24, 2023
Instrument2023R05519
Lender
NameDHI MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMadison County
County SubdivisionFall Creek Township
MunicipalityPendleton Town
Unified School DistrictSouth Madison Community School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,851.00 (+2.53%) Homeowner's exemption$399,500 (+79,8%) Land $54,800 Building $344,700$399,500 (+79,8%) Land $54,800 Building $344,700
2024$3,756.00 (+46,85%)
2023$500 (+25%) Land $500$500 (+25%) Land $500
2022$8.00$400 Land $400$400 Land $400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims8 (1992–2026)
Claims Outside the SFHA1 of 8
Most Recent ClaimAug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINGALLS WATER COMPANY
serves 7,600 people · EPA ID IN5248012
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: BridgeMAXX Suncoast Broadband, Mercury Fiber.

Nearby Properties on Waterford Ln

Nearby Streets

Search Property Records by Address or Parcel Number