320 W Gartner Rd, Naperville, IL 60540 Property Records

DuPage County property record for 320 W Gartner Rd, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,853 sqft · built 1962
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$277,000 (Feb 2016)
Tax Bill$8,589 (2025)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN08-30-106-003

Property Details

APN / Parcel Number

Primary APN08-30-106-003

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,853 sqft Living Area
Gross Area1,995 sqft
1st Floor Area1,327 sqft
Basement Area668 sqft
Finished Basement526 sqft
Unfinished Basement142 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Lot Area10,454 sqft (0.24 acres)
Garage Area500 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address320 W GARTNER RD
CityNAPERVILLE
StateIL
Zip60540-7515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionMOSER HIGHLANDS UNIT 12
Legal SubdivisionMOSER HIGHLANDS
Legal Block6
Legal Lot Number23
Legal Unit12
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group2
Census Block2013
Census Tract846206

Owner

320 W Gartner Rd is owned and occupied by two individuals who bought it in February 2016.

Source: DuPage County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address320 W GARTNER RD, NAPERVILLE, IL 60540-7515
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 16, 2016 · Amount on File
Deed SaleFeb 16, 2016 · Amount on File
Prior SaleFeb 24, 2006 · Amount on File
Deed Document Number201614646
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address320 W GARTNER RD, NAPERVILLE, IL 60540-7515
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyCITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000170295
DateNov 23, 2021
InstrumentR2021-170295
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueOct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 320 W Gartner Rd was $8,589 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,589.00$155,174 Land $84,443 Building $70,731$465,522 Land $253,329 Building $212,193
2022$7,359.00 Homeowner's exemption$119,720 Land $65,150 Building $54,570$359,160 Land $195,450 Building $163,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 320 W Gartner Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1979–1983)
Claims Outside the SFHA2 of 5
Most Recent ClaimJul 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 320 W Gartner Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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