312 W Gartner Rd, Naperville, IL 60540 Property Records

DuPage County property record for 312 W Gartner Rd, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,565 sqft · built 1961
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$430,000 (Apr 2022)
Tax Bill$8,335 (2025)
Deeds & MortgagesApr 2022 Mortgage
Jul 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-30-106-005

Property Details

APN / Parcel Number

Primary APN08-30-106-005

Interior

Full Baths2 Baths
Building Area1,565 sqft Living Area
Gross Area1,878 sqft
1st Floor Area1,252 sqft
Basement Area626 sqft
Finished Basement313 sqft
Unfinished Basement313 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleSplit Level
Exterior MaterialWood Siding
Lot Area10,454 sqft (0.24 acres)
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address312 W GARTNER RD
CityNAPERVILLE
StateIL
Zip60540-7515
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionMOSER HIGHLANDS UNIT 12
Legal SubdivisionMOSER HIGHLANDS
Legal Block6
Legal Lot Number25
Legal Unit12
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group2
Census Block2013
Census Tract846206

Owner

312 W Gartner Rd is owned and occupied by two individuals who bought it in April 2022.

Source: DuPage County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address4723 N TALMAN AVE, CHICAGO, IL 60625-2993
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2022Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Jul 1, 2021Special Warranty Deed, Transfer
FIDELITY NATIONAL TITLE
Dec 23, 2020Deed in Lieu of Foreclosure, Foreclosure
SERVICELINK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 7, 2022 · Amount on File
Deed SaleApr 7, 2022 · Amount on File
Prior SaleDec 23, 2020
Deed Document Number202235718
Prior Transfer DateMay 3, 1996
Prior Transfer Doc0000176885
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address312 W GARTNER RD, NAPERVILLE, IL 60540-7515
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000035719
DateApr 7, 2022
InstrumentR2022-035719
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term36 Months
DueApr 1, 2025
Interest
Rate TypeFixed Rate
Rate3.87%

July 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionDU PAGE IL
Recording DateJul 1, 2021
Property Address312 W GARTNER RD, NAPERVILLE, IL 60540-7515
Document Number0000100852
Map ReferenceDOC 980172
Instrument DateMay 27, 2021
InstrumentR2021-100852
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12453 BRIGNTON LANE, PLAINFIELD, IL 60585-8581

December 2020: Deed in Lieu of Foreclosure, Foreclosure

Document TypeDeed in Lieu of Foreclosure
JurisdictionDU PAGE IL
Recording DateDec 23, 2020
Property Address312 W GARTNER RD, NAPERVILLE, IL 60540-7515
Document Number0000159325
Instrument DateJul 3, 2020
Instrument159325
Transaction TypeForeclosure
Record UpdatedJan 27, 2021
Title CompanySERVICELINK

Transaction

Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2401 NW 23RD ST #1A1 OKLAHOMA CITY OK 731072448, 1A1, OKLAHOMA CITY, OK 73107-2448
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 312 W Gartner Rd was $8,335 with a homeowner's exemption, up 3.9% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,335.00 (+3.89%) Homeowner's exemption$150,822 (+8.53%) Land $84,443 Building $66,379$452,466 (+8.53%) Land $253,329 Building $199,137
2024$8,023.00$138,968 Land $77,806 Building $61,162$416,904 Land $233,418 Building $183,486
2022$7,142.00 Homeowner's exemption$116,360 Land $65,150 Building $51,210$349,080 Land $195,450 Building $153,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 312 W Gartner Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1979–1983)
Claims Outside the SFHA2 of 5
Most Recent ClaimJul 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 312 W Gartner Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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