320 W Echo Ln, Phoenix, AZ 85021 Property Records

Maricopa County property record for 320 W Echo Ln, Phoenix, AZ 85021

Property Summary

Property Type	Single Family Home
Details	6 ba · 3,077 sqft · built 2022
Lot Size	0.214 acres (9,352 sqft)
Owner	Individual on Record
Last Sale	$1,600,000 (Nov 2022)
Tax Bill	$5,886 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Nov 2022 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`160-57-020`

Property Details

APN / Parcel Number

Primary APN	`160-57-020`

Interior

Full Baths	6 Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,077 sqft Living Area
1st Floor Area	3,077 sqft

Exterior

Year Built	Built 2022
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,352 sqft (0.214 acres)
Parking Spaces	2 Parking Spaces
Pool Area	360 sqft
Patio Area	217 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	320 W ECHO LN
City	PHOENIX
State	AZ
Zip	85021-5555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	SANDS TERRACE 2
Legal Range	03E
Legal Township	03N
Legal Section	32
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	SANDS TERRACE 2
Legal Lot Number	102
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3017
Census Tract	105300

Owner

Source: Maricopa County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	320 W ECHO LN, PHOENIX, AZ 85021-5555
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Deed of Trust, Mortgage · Conventional Mortgage FNBC BANK & TRUST
Nov 21, 2022	Warranty Deed, Subdivision Related Transfer CHIRCO TITLE AGENCY INC, CHICAGO TITLE AGENCY INC
Feb 26, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 26, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2022 · Amount on Record
Deed Sale	Nov 21, 2022 · Amount on Record
Prior Sale	Feb 26, 2021
Deed Document Number	20220850966
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	320 W ECHO LN, PHOENIX, AZ 85021-5555
Transaction Type	Mortgage
Record Updated	Mar 22, 2024
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 W ECHO LN, PHOENIX, AZ 85021-5555

Mortgage

Document Number	0000128892
Date	Mar 13, 2024
Instrument	20240128892

Lender

Name	FNBC BANK & TRUST
Type	Bank
Address	LA GRANGE, IL 60525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

November 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 21, 2022
Property Address	320 W ECHO LN, PHOENIX, AZ 85021-5555
Document Number	0000850966
Map Reference	MB 80 PG 1
Instrument Date	Nov 21, 2022
Instrument	20220850966
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 1, 2022
Title Company	CHIRCO TITLE AGENCY INC, CHICAGO TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7700 E INDIAN SCHOOL RD STE 105, 7700, SCOTTSDALE, AZ 85251-4090

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	320 W ECHO LN, PHOENIX, AZ 85021-5555

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 26, 2021
Property Address	320 W ECHO LN, PHOENIX, AZ 85021-5555
Document Number	0000222457
Map Reference	MB 80 PG 1
Instrument Date	Feb 17, 2021
Instrument	20210222457
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	CHIRCO TITLE AGENCY INC, CHICAGO TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8113 N 8TH AVE, PHOENIX, AZ 85021-5634

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15613 N 56TH PL, SCOTTSDALE, AZ 85254

Mortgage

Document Number	0000222459
Date	Feb 26, 2021
Instrument	20210222459

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Feb 26, 2021
Property Address	320 W ECHO LN, PHOENIX, AZ 85021-5555
Document Number	0000222458
Map Reference	MB 80 PG 1
Instrument Date	Feb 17, 2021
Instrument	20210222458
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15613 N 56TH PL, SCOTTSDALE, AZ 85254

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Glendale Union High School District (09 - 12)
Elementary School District	Washington Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,450 (+14.98%)	$1,164,500 (+14.98%) Land $232,900 Building $931,600
2025	$5,886.00 (+86.8%)
2024		$101,280	$1,012,800 Land $202,500 Building $810,300
2022	$3,151.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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