Maricopa County property record for 309 W Echo Ln, Phoenix, AZ 85021
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,223 sqft · built 1959 |
| Lot Size | 0.242 acres (10,524 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $355,000 (Sep 2016) |
| Tax Bill | $3,691 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Nov 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 160-57-032 |
| Primary APN | 160-57-032 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,223 sqft Living Area |
| Gross Area | 2,351 sqft |
| 1st Floor Area | 2,223 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Block |
| Construction Type | Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 10,524 sqft (0.242 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Slab |
| Patio Area | 128 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 309 W ECHO LN |
|---|---|
| City | PHOENIX |
| State | AZ |
| Zip | 85021-5554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | SANDS TERRACE 2 MCR 80/01 |
| Legal Range | 3E |
| Legal Township | 3N |
| Legal Section | 32 |
| Legal Subdivision | SANDS TERRACE 2 |
| Legal Lot Number | 114 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 105300 |
Source: Maricopa County records, as of June 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 309 W ECHO LN, PHOENIX, AZ 85021-5554 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Mar 29, 2024 | Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU |
| Nov 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2016 · Amount on Record |
| Deed Sale | Sep 26, 2016 · Amount on Record |
| Deed Document Number | 2016699557 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 309 W ECHO LN, PHOENIX, AZ 85021-5554 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 309 W ECHO LN, PHOENIX, AZ 85021-5554 |
| Document Number | 0000163239 |
|---|---|
| Date | Mar 29, 2024 |
| Instrument | 20240163239 |
| Name | DESERT FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | PHOENIX, AZ 85062 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 28, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 309 W ECHO LN, PHOENIX, AZ 85021-5554 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 1701 W HEATHERBRAE DR, PHOENIX, AZ 85015-4741 |
| Document Number | 0001115269 |
|---|---|
| Date | Nov 16, 2020 |
| Instrument | 20201115269 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Maricopa County assessment roll, as of October 22, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Phoenix City |
| Secondary School District | Glendale Union High School District (09 - 12) |
| Elementary School District | Washington Elementary District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $70,010 (+111.43%) | $700,100 (+5.74%) Land $140,000 Building $560,100 | |
| 2025 | $3,691.00 (+6.09%) | $33,112 (-51.54%) | $662,100 (-3.1%) Land $132,400 Building $529,700 |
| 2024 | $68,330 | $683,300 Land $136,600 Building $546,700 | |
| 2023 | $3,479.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 400 / 150 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Verizon.
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