320 W Carter St, Savoy, TX 75479 Property Records

Fannin County property record for 320 W Carter St, Savoy, TX 75479

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,546 sqft · built 1968
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$224,105 (Oct 2022)
Tax Bill	$2,537 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jun 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`9990-004-0050-09`

Property Details

APN / Parcel Number

Primary APN	`9990-004-0050-09`
Alternative APN	`95728`

Interior

Full Baths	2 Baths
Building Area	1,546 sqft Living Area
1st Floor Area	1,546 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	10,890 sqft (0.25 acres)
Porch	Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Account Number	9990-004-0050-09
Street Address	320 W CARTER ST
City	SAVOY
State	TX
Zip	75479-3014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WRENN ADDN, BLOCK 4, LOT 5, ACRES .25
Legal Subdivision	WRENN ADDITION
Legal Block	4
Legal Lot Number	5
Jurisdiction	FANNIN TX
Township / Civil Division	ECTOR
Census Block Group	1
Census Block	1042
Census Tract	950300

Owner

Source: Fannin County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	320 W CARTER ST, SAVOY, TX 75479-3014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 23, 2022	Correction Deed
Jan 6, 2022	Warranty Deed, Transfer AMROCK INC, AMROCK LLC
Jan 10, 2022	Special Warranty Deed, Transfer
Jun 3, 2022	Special Warranty Deed, Transfer
Nov 2, 2021	Vendor's Lien, Transfer · Stand-Alone First Mortgage LENDING PRAXES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2022 · Amount on Record
Deed Sale	Oct 3, 2022 · Amount on Record
Prior Sale	Jan 10, 2022
Deed Document Number	20227821
Prior Transfer Date	Dec 6, 2021
Prior Transfer Doc	2022004904
Record Updated	Oct 29, 2026

October 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Oct 3, 2022
Property Address	320 W CARTER ST, SAVOY, TX 75479-3014
Document Number	2022007821
Map Reference	VOL 482 PG 650
Instrument Date	Sep 26, 2022
Instrument	2022007821
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 18, 2025
Title Company	KANE TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2421 WAGONWHEEL DR, ROCKWALL, TX 75032-7270

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022007822
Date	Oct 3, 2022
Instrument	2022007822

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

June 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	FANNIN TX
Recording Date	Jun 23, 2022
Property Address	320 W CARTER ST, SAVOY, TX 75479-3014
Document Number	2022004904
Map Reference	VOL 593 PG 741
Instrument Date	Jun 15, 2022
Instrument	2022004904
Record Updated	Nov 18, 2025

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5014 MCKINNEY AVE, DALLAS, TX 75205-3426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2421 WAGONWHEEL DR, ROCKWALL, TX 75032-7270
Investor	Possibly a Property Investor

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN TX
Recording Date	Jan 6, 2022
Property Address	320 W CARTER ST, SAVOY, TX 75479-3014
Document Number	2022000141
Map Reference	VOL 593 PG 741
Instrument Date	Dec 6, 2021
Instrument	2022000141
Transaction Type	Transfer
Record Updated	Nov 18, 2025
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3856, DALLAS, TX 75208-1156

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5044 MCKRNNEY AVE, DALLAS, TX 75205-3426

January 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FANNIN TX
Recording Date	Jan 10, 2022
Property Address	320 W CARTER ST, SAVOY, TX 75479-3014
Document Number	2022000207
Map Reference	VOL 593 PG 741
Instrument Date	Dec 6, 2021
Instrument	2022000207
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5014 MCKINNEY AVE, DALLAS, TX 75205-3426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2421 WAGONWHEEL DR, ROCKWALL, TX 75032-7270
Investor	Possibly a Property Investor

June 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FANNIN TX
Recording Date	Jun 3, 2022
Property Address	320 W CARTER ST, SAVOY, TX 75479-3014
Document Number	2022004361
Map Reference	VOL 593 PG 741
Instrument Date	Dec 6, 2021
Instrument	2022004361
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2500 TANGLEWILDE ST STE 106, 106, HOUSTON, TX 77063-2123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2421 WAGONWHEEL DR, ROCKWALL, TX 75032-7270

November 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Nov 2, 2021
Property Address	320 W CARTER ST, SAVOY, TX 75479-3014
Document Number	2021008029
Map Reference	VOL 593 PG 741
Instrument Date	Oct 25, 2021
Instrument	2021008029
Transaction Type	Transfer
Record Updated	Nov 18, 2025
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3856, DALLAS, TX 75208-1156
Investor	Possibly a Property Investor

Mortgage

Document Number	2021008030
Date	Nov 2, 2021
Instrument	2021008030

Lender

Name	LENDING PRAXES LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 1, 2022

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Municipality	Savoy City
Unified School District	Savoy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,537.00 (+0.79%)	$154,380 (-5.97%) Land $32,020 Building $122,360	$154,380 (-5.97%) Land $32,020 Building $122,360
2024	$2,517.00 (+46.51%)
2023		$164,190 Land $26,680 Building $137,510	$164,190 Land $26,680 Building $137,510
2018	$1,718.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAVOY serves 868 people · EPA ID TX0740006
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: TekWav.

Cell Coverage

5G (outdoors only) and 4G LTE

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