316 W Carter St, Savoy, TX 75479 Property Records

Fannin County property record for 316 W Carter St, Savoy, TX 75479

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,274 sqft · built 1970
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Tax Bill	$588 (2024)
Deeds & Mortgages	Aug 2025 Mortgage May 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9990-004-0070-09`

Property Details

APN / Parcel Number

Primary APN	`9990-004-0070-09`
Alternative APN	`95730`

Interior

Full Baths	2 Baths
Building Area	1,274 sqft Living Area
1st Floor Area	1,274 sqft
Flooring	Combination, Other

Exterior

Year Built	Built 1970
Exterior Material	Brick
Construction Type	Wood Frame
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Porch
Porch Area	36 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Account Number	9990-004-0070-09
Old Parcel Number	95730
Street Address	316 W CARTER ST
City	SAVOY
State	TX
Zip	75479-3014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WRENN ADDN, BLOCK 4, LOT 7, ACRES .25
Legal Subdivision	WRENN ADD
Legal Block	4
Legal Lot Number	7
Jurisdiction	FANNIN TX
Township / Civil Division	ECTOR
Census Block Group	1
Census Block	1042
Census Tract	950300

Owner

Source: Fannin County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	316 W CARTER ST, SAVOY, TX 75479-3014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 28, 2024	Vendor's Lien, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jul 27, 2020	Intrafamily Transfer, Transfer
Jul 6, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2024
Deed Sale	May 28, 2024
Deed Document Number	2024003363
Record Updated	Jun 8, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	316 W CARTER ST, SAVOY, TX 75479-3014
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 W CARTER ST, SAVOY, TX 75479-3014

Mortgage

Document Number	2025005039
Date	Aug 15, 2025
Instrument	2025005039

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

May 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	May 28, 2024
Property Address	316 W CARTER ST, SAVOY, TX 75479-3014
Document Number	2024003363
Map Reference	VOL 482 PG 649
Instrument Date	May 24, 2024
Instrument	2024003363
Transaction Type	Transfer
Record Updated	Nov 18, 2025
Title Company	RED RIV TITLE COMPANY, RED RIVER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	316 W CARTER ST, SAVOY, TX 75479-3014

Mortgage

Document Number	2024003364
Date	May 28, 2024
Instrument	2024003364

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FANNIN TX
Recording Date	Jul 27, 2020
Property Address	316 W CARTER ST, SAVOY, TX 75479
Document Number	2020004231
Instrument Date	Jun 11, 2020
Instrument	2020004231
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 78, SAVOY, TX 75479-0078

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FANNIN TX
Recording Date	Jul 6, 2020
Property Address	316 W CARTER ST, SAVOY, TX 75479
Document Number	2020003751
Instrument Date	Jun 11, 2020
Instrument	2020003751
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 78, SAVOY, TX 75479-0078

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Municipality	Savoy City
Unified School District	Savoy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$106,580 (-27.47%) Land $32,020 Building $74,560	$106,580 (-27.47%) Land $32,020 Building $74,560
2024	$588.00 (-48.47%)
2023		$146,940 Land $26,680 Building $120,260	$146,940 Land $26,680 Building $120,260
2018	$1,141.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAVOY serves 868 people · EPA ID TX0740006
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: TekWav.

Cell Coverage

5G (outdoors only) and 4G LTE

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