Watauga County property record for 320 University Cir, Boone, NC 28607
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,643 sqft · built 1985 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $740,000 (Feb 2025) |
| Tax Bill | $3,008 (2025) |
| Deeds & Mortgages | Aug 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 2910-46-4551-000 |
| Primary APN | 2910-46-4551-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,643 sqft Living Area |
| 1st Floor Area | 1,995 sqft |
| Basement Area | 1,196 sqft |
| Finished Basement | 598 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Material | Asphalt |
| Lot Area | 20,473 sqft (0.47 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 180 sqft |
| Patio Area | 450 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Water Source | Commercial |
| Account Number | 1865286 |
|---|---|
| Street Address | 320 UNIVERSITY CIR |
| City | BOONE |
| State | NC |
| Zip | 28607-4383 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BOR1 |
| Legal Description | LOT 68 UNIVERSITY VILLAGE |
| Legal Subdivision | UNIVERSITY VILLAGE |
| Legal Lot Number | 68 |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | NEW RIVER |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 920601 |
320 University Cir is owned and occupied by two individuals who bought it in February 2025.
Source: Watauga County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 320 UNIVERSITY CIR, BOONE, NC 28607-4383 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2025 · Amount on File |
| Deed Sale | Feb 27, 2025 · Amount on File |
| Deed Document Number | 2025748040 |
| Deed Book / Page | 2421 / 171 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 320 UNIVERSITY CIR, BOONE, NC 28607-4383 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE GUARANTEE CO |
| Name | Verified Name |
|---|
| Document Number | 0020430339 |
|---|---|
| Date | Aug 19, 2019 |
| Book Page | 2043/0339 |
| Instrument | 681727 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 320 University Cir was $3,008.
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Boone Town |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $407,600 (+1.14%) Land $51,600 Building $356,000 | ||
| 2025 | $3,008.00 | $403,000 Land $51,600 Building $351,400 | |
| 2024 | $403,000 Land $51,600 Building $351,400 | ||
| 2023 | $403,000 Land $51,600 Building $351,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 University Cir in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 26 (1978–2013) |
| Claims Outside the SFHA | 12 of 26 |
| Most Recent Claim | Aug 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 University Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BOONE serves 19,811 people · EPA ID NC0195010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: RiverStreet Networks, Skyline Telephone, T-Mobile.
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