233 University Cir, Boone, NC 28607 Property Records

Watauga County property record for 233 University Cir, Boone, NC 28607

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,456 sqft · built 1978
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$298,000 (May 2019)
Tax Bill	$2,506 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2910-46-3911-000`

Property Details

APN / Parcel Number

Primary APN	`2910-46-3911-000`
Alternative APN	`1799447`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,456 sqft Living Area
1st Floor Area	1,512 sqft
Basement Area	1,458 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Bi-Level
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	298 sqft
Patio Area	900 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	1799447
Street Address	233 UNIVERSITY CIR
City	BOONE
State	NC
Zip	28607-4382
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BOR1
Legal Description	LOT 72 UNIVERSITY VILLAGE
Legal Subdivision	UNIVERSITY VILLAGE
Legal Lot Number	72
Jurisdiction	WATAUGA NC
Township / Civil Division	NEW RIVER
Census Block Group	1
Census Block	1022
Census Tract	920601

Owner

233 University Cir is owned and occupied by two individuals who bought it in May 2019.

Source: Watauga County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	233 UNIVERSITY CIR, BOONE, NC 28607-4382
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · Line of Credit LIFESTORE BANK
Apr 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage LIFESTORE BANK
May 30, 2019	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2019 · Amount on File
Deed Sale	May 30, 2019 · Amount on File
Deed Document Number	2019679358
Deed Book / Page	2030 / 238
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	233 UNIVERSITY CIR, BOONE, NC 28607-4382
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 UNIVERSITY CIR, BOONE, NC 28607-4382

Mortgage

Document Number	0022540327
Date	Feb 7, 2022
Book Page	2254/327
Instrument	716778

Lender

Name	LIFESTORE BANK
Type	Bank
Address	WEST JEFFERSON, NC 28694

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jan 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	233 UNIVERSITY CIR, BOONE, NC 28607-4382
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020890042
Date	Apr 28, 2020
Book Page	2089/42
Instrument	689625

Lender

Name	LIFESTORE BANK
Type	Bank
Address	WEST JEFFERSON, NC 28694

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	May 30, 2019
Property Address	233 UNIVERSITY CIR, BOONE, NC 28607-4382
Document Number	0020300238
Book / Page	2030 / 0238
Map Reference	MB 5 PG 41
Instrument Date	May 23, 2019
Instrument	679358
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$596.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	427 WINDY PEAK LOOP, 427, CARY, NC 27519-0853

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 UNIVERSITY CIR, BOONE, NC 28607-4382

Mortgage

Document Number	679359
Date	May 30, 2019
Instrument	679359

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 233 University Cir was $2,506.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Boone Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$347,800 (+4.41%) Land $52,100 Building $295,700
2025	$2,506.00	$333,100 Land $52,100 Building $281,000
2024			$333,100 Land $52,100 Building $281,000
2023		$333,100 Land $52,100 Building $281,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 233 University Cir in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	26 (1978–2013)
Claims Outside the SFHA	12 of 26
Most Recent Claim	Aug 2013 · river or lake flooding
Claims by Event	Hurricane Hugo, Sep 1989 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 233 University Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BOONE serves 19,811 people · EPA ID NC0195010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: RiverStreet Networks, Skyline Telephone, T-Mobile.

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