Madison County property record for 320 Timberline Ct, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1997 |
| Lot Size | 1.36 acres (59,242 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $164,000 (Apr 2011) |
| Tax Bill | $2,035 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2026 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0098-0001-0011 |
| Primary APN | 0098-0001-0011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 384 sqft |
| Basement Area | 384 sqft |
| Unfinished Basement | 384 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Lot Area | 59,242 sqft (1.36 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 41988 |
|---|---|
| Street Address | 320 TIMBERLINE CT |
| City | BEREA |
| State | KY |
| Zip | 40403-9683 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILDFLOWER ESTS LOT 11 PH 2 |
| Legal Subdivision | WILDFLOWER ESTATES |
| Legal Phase | 2 |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 11103 |
Source: Madison County records, as of June 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 320 TIMBERLINE CT, BEREA, KY 40403-9683 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 2, 2026 | Deed of Trust · Line of Credit U S BANK N A |
| Apr 2, 2026 | Deed of Trust, Mortgage · Line of Credit U S BANK N A |
| Nov 6, 2023 | Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA |
| Mar 24, 2022 | Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA |
| Apr 30, 2020 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Oct 8, 2020 | Deed of Trust, Mortgage · Stand-Alone First Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2011 · Amount on Record |
| Deed Sale | Apr 25, 2011 · Amount on Record |
| Deed Document Number | 2011459298 |
| Deed Book / Page | 666 / 611 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 2, 2026 |
| Property Address | 320 TIMBERLINE CT, BEREA, KY 40403-9683 |
| Document Number | 0014334961 |
| Book / Page | 2456 / 564 |
| Instrument Date | Mar 11, 2026 |
| Instrument | 202614334961 |
| Record Updated | Apr 17, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 320 TIMBERLINE CT, BEREA, KY 40403-9683 |
| Document Number | 0014334961, |
|---|---|
| Date | Apr 2, 2026 |
| Book Page | 2456/564 |
| Instrument | 202614334961 |
| Name | U S BANK N A |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 20, 2056 |
| Rate | 6.09% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 2, 2026 |
| Property Address | 320 TIMBERLINE CT, BEREA, KY 40403-9683 |
| Document Number | 0M2456/564 |
| Book / Page | 2456 / 564 |
| Instrument Date | Mar 11, 2026 |
| Instrument | 202614334961 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 320 TIMBERLINE CT, BEREA, KY 40403-9683 |
| Document Number | 0014334961, |
|---|---|
| Date | Apr 2, 2026 |
| Book Page | 2456/564 |
| Instrument | 202614334961 |
| Name | U S BANK N A |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 20, 2056 |
| Rate | 6.09% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 320 TIMBERLINE CT, BEREA, KY 40403-9683 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 320 TIMBERLINE CT, BEREA, KY 40403-9683 |
| Document Number | 0M2268/400 |
|---|---|
| Date | Nov 6, 2023 |
| Book Page | M2268/400 |
| Instrument | 2014175926 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Oct 15, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 320 TIMBERLINE CT, BEREA, KY 40403-9683 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 320 TIMBERLINE CT, BEREA, KY 40403-9683 |
| Document Number | 0M2144/746 |
|---|---|
| Date | Mar 24, 2022 |
| Book Page | M2144/746 |
| Instrument | 2014083114 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 16, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 320 TIMBERLINE CT, BEREA, KY 40403-9683 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | M01935/529 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | M01935/529 |
| Instrument | 2014011181 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 17, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 320 TIMBERLINE CT, BEREA, KY 40403-9683 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | M01985/504 |
|---|---|
| Date | Oct 8, 2020 |
| Book Page | M01985/504 |
| Instrument | 2014021907 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Sep 16, 2035 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,035.00 (+11.94%) | $205,000 (+9.33%) | $205,000 (+9.33%) |
| 2023 | $1,818.00 | $187,500 | $187,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 73% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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