312 Timberline Ct, Berea, KY 40403 Property Records

Madison County property record for 312 Timberline Ct, Berea, KY 40403

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 1,216 sqft · built 1996
Lot Size1.51 acres (65,776 sqft)
OwnerCompany Name on Record
Last Sale$213,500 (Feb 2021)
Tax Bill$2,013 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Mar 2022 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN0098-0001-0009

Property Details

APN / Parcel Number

Primary APN0098-0001-0009
Alternative APNs
  • 111028
  • 74193
  • 40235

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,216 sqft Living Area

Exterior

Year BuiltBuilt 1996
Architectural StyleSplit Foyer
Exterior MaterialBrick
Lot Area65,776 sqft (1.51 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number40235
Street Address312 TIMBERLINE CT
CityBEREA
StateKY
Zip40403-9683
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILDFLOWER ESTS LOT 9 PH 2
Legal SubdivisionWILDFLOWER ESTATES
Legal Phase2
Legal Block2
Legal Lot Number9
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group1
Census Block1013
Census Tract11103

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Co-ownerCo-owner on Record
Mailing Address312 TIMBERLINE CT, BEREA, KY 40403-9683
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2025Deed of Trust, Mortgage · Line of Credit
US BANK NA
Mar 24, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA
Dec 1, 2020Deed of Trust, Mortgage · Commercial Mortgage
CITIZENS BANK
Feb 9, 2021Deed, Transfer · Conventional Mortgage
US BANK NA
Feb 26, 2018Warranty Deed, Transfer · FHA Mortgage
STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 9, 2021 · Amount on Record
Deed SaleFeb 9, 2021 · Amount on Record
Prior SaleFeb 26, 2018 · Amount on Record
Deed Document Number2014029275
Deed Book / PageD801 / 10
Record UpdatedJun 8, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address312 TIMBERLINE CT, BEREA, KY 40403-9683
Transaction TypeMortgage
Record UpdatedDec 8, 2025
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 TIMBERLINE CT, BEREA, KY 40403-9683

Mortgage

Document Number0M2424/679
DateNov 17, 2025
Book PageM2424/679
Instrument2014299029
Lender
NameUS BANK NA
TypeBank
AddressHOPKINS, MN 55343
Agreement
TypeLine of Credit
AmountAmount Recorded
Term356 Months
DueJul 27, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address312 TIMBERLINE CT, BEREA, KY 40403-9683
Transaction TypeMortgage
Record UpdatedApr 8, 2022
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 TIMBERLINE CT, BEREA, KY 40403-9683

Mortgage

Document Number0M2144/735
DateMar 24, 2022
Book PageM2144/735
Instrument2014083102
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 6, 2052

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address312 TIMBERLINE CT, BEREA, KY 40403-9683
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM02000/104
DateDec 1, 2020
Book PageM02000/104
Instrument2014025024
Lender
NameCITIZENS BANK
TypeBank
AddressMOUNT VERNON, KY 40456
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueNov 30, 2050
Interest
Rate TypeAdjustable Rate

February 2021: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateFeb 9, 2021
Property Address312 TIMBERLINE CT, BEREA, KY 40403-9683
Document Number000D801/10
Book / PageD801 / 10
Map ReferenceMB 13 PG 17
Instrument DateFeb 4, 2021
Instrument2014029275
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyBLUEGRASS LAND TTTLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$213.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4003 PORT ROYAL DR, 4003, RICHMOND, KY 40475-8225

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address312 TIMBERLINE CT, BEREA, KY 40403-9683

Mortgage

Document Number2014029277
DateFeb 9, 2021
Instrument2014029277
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON KY
Recording DateFeb 26, 2018
Property Address312 TIMBERLINE CT, BEREA, KY 40403-9683
Document NumberD00756/230
Book / PageD00756 / 230
Map ReferenceMB13 PG17
Instrument DateFeb 23, 2018
Instrument2013972212
Transaction TypeTransfer
Record UpdatedDec 17, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$165.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1350 EASTLAND DR STE 1, 1350, LEXINGTON, KY 40505-3834

Transferred To (Grantee/Buyer)

NameVerified Name
Address312 TIMBERLINE CT, BEREA, KY 40403-9683

Mortgage

Document Number2013972213
DateFeb 26, 2018
Instrument2013972213
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,013.00 (-2.75%) Additional exemption filed$213,500 (-)$213,500 (-)
2023$2,070.00$213,500$213,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHERN MADISON WATER DISTRICT
serves 14,707 people · EPA ID KY0760407
Water SourcePurchased surface water from BEREA MUNICIPAL UTILITIES
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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