320 Terrell Rd W, Charlottesville, VA 22901 Property Records

Albemarle County property record for 320 Terrell Rd W, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,420 sqft · built 1985
Lot Size	5.46 acres (237,968 sqft)
Owner	Trust Name on File
Tax Bill	$12,558 (2026)
Deeds & Mortgages	Mar 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06000-00-00-070M0`

Property Details

APN / Parcel Number

Primary APN	`06000-00-00-070M0`
Alternative APN	`20580`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,420 sqft Finished Area
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood
Lot Area	237,968 sqft (5.46 acres)
View / Lot	Proximity to Airport
Garage Area	575 sqft
Driveway	Paver Driveway

Exterior Amenities

Porch	Slab
Porch Area	451 sqft
Deck Area	180 sqft
Patio Area	1,169 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Street Address	320 TERRELL RD W
City	CHARLOTTESVILLE
State	VA
Zip	22901-2169
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	TERRELL 13A
Legal Subdivision	TERRELL
Jurisdiction	ALBEMARLE VA
Township / Civil Division	JACK JOUETT
Census Block Group	1
Census Block	1015
Census Tract	10802

Owner

320 Terrell Rd W is owner-occupied and held in a trust since March 2023.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Trust Name on File
Mailing Address	320 TERRELL RD W, CHARLOTTESVILLE, VA 22901-2169
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 2, 2023
Transfer Doc	0000001713
Record Updated	Sep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALBEMARLE VA
Recording Date	Mar 7, 2023
Property Address	320 TERRELL RD W, CHARLOTTESVILLE, VA 22901-2169
Document Number	202300001713
Map Reference	MB 830 PG 267
Instrument Date	Mar 2, 2023
Instrument	202300001713
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	320 TERRELL RD W, CHARLOTTESVILLE, VA 22901-2169

Tax Assessment & Valuation

The 2026 property tax bill for 320 Terrell Rd W was $12,558, up 16.2% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,558.00 (+16.23%)	$1,404,700 (+16.23%) Land $453,500 Building $951,200	$1,404,700 (+16.23%) Land $453,500 Building $951,200
2025	$10,804.00	$1,208,600 Land $391,100 Building $817,500	$1,208,600 Land $391,100 Building $817,500
2023	$8,112.00	$949,900 Land $289,200 Building $660,700	$949,900 Land $289,200 Building $660,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 320 Terrell Rd W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Terrell Rd W is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20