Albemarle County property record for 315 Terrell Rd W, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,876 sqft · built 1985 |
| Lot Size | 2.89 acres (126,063 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,350,000 (Jun 2026) |
| Tax Bill | $10,013 (2026) |
| Deeds & Mortgages | Jun 2026 Sale Mar 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06000-00-00-070K0 |
| Primary APN | 06000-00-00-070K0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,876 sqft Finished Area |
| Basement Area | 1,456 sqft |
| Finished Basement | 938 sqft |
| Unfinished Basement | 686 sqft |
| Family Room | Family Room |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Composition/Composite |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 126,063 sqft (2.89 acres) |
| View / Lot | Proximity to Airport |
| Driveway | Paver Driveway |
| Porch | Slab |
|---|---|
| Porch Area | 253 sqft |
| Deck Area | 455 sqft |
| Patio Area | 338 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 315 TERRELL RD W |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-2170 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL AREA |
| Legal Description | TERRELL 11 |
| Legal Subdivision | TERRELL |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | JACK JOUETT |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 10802 |
Source: Albemarle County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 315 TERRELL RD W, CHARLOTTESVILLE, VA 22901-2170 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jun 24, 2026 | Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN |
| Mar 30, 2026 | Deed, Transfer · Conventional Mortgage FULTON BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2026 · Amount on Record |
| Deed Sale | Jun 24, 2026 · Amount on Record |
| Prior Sale | Mar 30, 2026 · Amount on Record |
| Deed Document Number | 20266185 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Jun 24, 2026 |
| Property Address | 315 TERRELL RD W, CHARLOTTESVILLE, VA 22901-2170 |
| Document Number | 0000006185 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 20266185 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN |
| Amount | Amount Recorded |
|---|---|
| Tax | $136,350.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 315 TERRELL RD W, CHARLOTTESVILLE, VA 22901-2170 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Mar 30, 2026 |
| Property Address | 315 TERRELL RD W, CHARLOTTESVILLE, VA 22901-2170 |
| Document Number | 202600002895 |
| Map Reference | MB 744 PG 598 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 202600002895 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2026 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,225.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 315 TERRELL RD W, CHARLOTTESVILLE, VA 22901-2170 |
| Document Number | 202600002896 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | 202600002896 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Apr 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.7% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.7% |
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,013.00 (+8.53%) | $1,120,000 (+13.21%) Land $384,100 Building $735,900 | $1,120,000 (+13.21%) Land $384,100 Building $735,900 |
| 2025 | $9,226.00 (+36.16%) | $989,300 (+24.68%) Land $331,300 Building $658,000 | $989,300 (+24.68%) Land $331,300 Building $658,000 |
| 2023 | $6,776.00 | $793,500 Land $244,900 Building $548,600 | $793,500 Land $244,900 Building $548,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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