Bonner County property record for 320 Sunny Shores Loop, Sagle, ID 83860
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,560 sqft · built 1990 |
| Lot Size | 0.396 acres (17,250 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,525 (2026) |
| Deeds & Mortgages | Oct 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | RP00452000002AA |
| Primary APN | RP00452000002AA |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,560 sqft Finished Area |
| 1st Floor Area | 1,560 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,250 sqft (0.396 acres) |
| Garage Type | Attached |
| Garage Area | 90 sqft |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Street Address | 320 SUNNY SHORES LOOP |
|---|---|
| City | SAGLE |
| State | ID |
| Zip | 83860-8155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | 36-57N-3W SUNNY SHORES LOT 2 |
| Legal Range | 03W |
| Legal Township | 57N |
| Legal Section | 36 |
| Legal Subdivision | SUNNY SHORES |
| Legal Lot Number | 2 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | BLANCHARD-GLENGARY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 950801 |
320 Sunny Shores Loop is owned and occupied by an individual who acquired it in September 2014.
Source: Bonner County records, as of October 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 SUNNY SHORES LOOP, SAGLE, ID 83860-8155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 11, 2014 |
| Transfer Doc | 864103 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 320 SUNNY SHORES LOOP, SAGLE, ID 83860-8155 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 320 SUNNY SHORES LOOP, SAGLE, ID 83860-8155 |
| Document Number | 0001026328 |
|---|---|
| Date | Oct 11, 2023 |
| Instrument | 1026328 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 12, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 320 Sunny Shores Loop was $1,525 with a homeowner's exemption, up 8.8% from the year before.
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,525.00 (+8.77%) Homeowner's exemption | $523,399 (+15.85%) Land $275,392 Building $248,007 | $523,399 (+15.85%) Land $275,392 Building $248,007 |
| 2025 | $1,402.00 Homeowner's exemption | $451,787 Land $225,872 Building $225,915 | $451,787 Land $225,872 Building $225,915 |
| 2023 | $1,503.00 Homeowner's exemption | $495,522 Land $246,636 Building $248,886 | $495,522 Land $246,636 Building $248,886 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 320 Sunny Shores Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 320 Sunny Shores Loop is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of Idaho |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| MountainLink Fixed Wireless | 250 / 50 |
| Intermax Networks Fixed Wireless | 100 / 10 |
| Wired or Wireless Fixed Wireless · not low latency | 30 / 10 |
5G (outdoors only) and 4G LTE
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