Montgomery County property record for 320 Summit St, Winona, MS 38967
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4,064 sqft · built 1860 |
| Owner | Individual Name on Record |
| Tax Bill | $2,770 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 322 251200 0000014010 |
| Primary APN | 322 251200 0000014010 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Total Rooms | 10 Rooms |
| Building Area | 4,064 sqft Adjusted Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1860 |
|---|---|
| Exterior Material | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Shingle |
| Deck Area | 1,000 sqft |
| Gazebo | 750 sqft |
| Utility Building | 110 sqft |
| City | WINONA |
|---|---|
| State | MS |
| Zip | 38967 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOT 140MERCER WEST |
| Legal Subdivision | MERCER WEST |
| Legal Lot Number | 140 |
| Jurisdiction | MONTGOMERY MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 950302 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Winona Historic District listed 2015 · 480 contributing resources · NRIS 15000303 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Montgomery County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 320 SUMMIT ST, WINONA, MS 38967-2236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 1993 |
| Deed Sale | May 17, 1993 |
| Deed Document Number | 0A12100528 |
| Record Updated | Jun 8, 2026 |
Source: Montgomery County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Montgomery County |
| Municipality | Winona City |
| Unified School District | Winona-Montgomery County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,770.00 (-1.63%) Homeowner's exemption | $17,651 (-) Land $1,200 Building $16,451 | $176,512 (-) Land $12,000 Building $164,512 |
| 2023 | $2,816.00 Homeowner's exemption | $17,651 Land $1,200 Building $16,451 | $176,512 Land $12,000 Building $164,512 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WINONA serves 5,071 people · EPA ID MS0490010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
May also be available: C Spire Wireless.
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