Berks County property record for 320 Spruce St, Reading, PA 19611
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,080 sqft · built 1936 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $45,000 (Dec 1997) |
| Tax Bill | $1,542 (2026) |
| Deeds & Mortgages | Jul 2025 Line of Credit Jun 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 5306-06-28-9845 |
| Primary APN | 5306-06-28-9845 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,080 sqft Living Area |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 2,178 sqft (0.05 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 93112600 |
|---|---|
| Street Address | 320 SPRUCE ST |
| City | READING |
| State | PA |
| Zip | 19611-1341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 28 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | WEST READING |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 11200 |
Source: Berks County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 320 SPRUCE ST, READING, PA 19611-1341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 2, 2025 | Deed of Trust, Mortgage · Line of Credit DIAMOND CU |
| Jun 21, 2018 | Deed of Trust, Mortgage · Line of Credit DIAMOND CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 1997 · Amount on Record |
| Deed Sale | Dec 4, 1997 · Amount on Record |
| Deed Book / Page | 2889 / 2312 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 320 SPRUCE ST, WEST READING, PA 19611-1341 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000019674 |
|---|---|
| Date | Jul 2, 2025 |
| Instrument | 2025019674 |
| Name | DIAMOND CU |
|---|---|
| Type | Credit Union |
| Address | 1600 MEDICAL DR, POTTSTOWN, PA 19464 |
| Type | Line of Credit |
|---|
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 320 SPRUCE ST, READING, PA 19611-1341 |
| Document Number | 0000021548 |
| Instrument Date | Jun 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2018 |
| Name | Verified Name |
|---|---|
| Address | 320 SPRUCE ST WEST READING PA 196111341, WEST READING, PA 19611-1341 |
| Document Number | 0000021548 |
|---|---|
| Date | Jun 28, 2018 |
| Instrument | 21548 |
| Name | DIAMOND CU |
|---|---|
| Address | POTTSTOWN, PA 19464 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | West Reading Borough |
| Unified School District | Wyomissing Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,542.00 (+9.67%) Homeowner's exemption | $65,600 (-) Land $17,000 Building $48,600 | $17,000 (-74.09%) Land $17,000 |
| 2024 | $1,406.00 | $65,600 Land $17,000 Building $48,600 | |
| 1994 | $65,600 Land $17,000 Building $48,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2019) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST READING BORO WATER serves 4,300 people · EPA ID PA3060078 |
|---|---|
| Water Source | Purchased surface water from WESTERN BERKS WATER AUTH |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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