Berks County property record for 221 Spruce St, Reading, PA 19611
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,191 sqft · built 1910 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on File |
| Last Sale | $104,900 (Mar 2016) |
| Tax Bill | $1,612 (2026) |
| Deeds & Mortgages | Feb 2024 Line of Credit Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5306-06-38-4943 |
| Primary APN | 5306-06-38-4943 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,191 sqft Living Area |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 3,049 sqft (0.07 acres) |
| View / Lot | Neighborhood |
| Porch | Open Frame Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 93111200 |
|---|---|
| Street Address | 221 SPRUCE ST |
| City | READING |
| State | PA |
| Zip | 19611-1338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | VAN REED PLAN |
| Legal Block | 38 |
| Legal Lot Number | 12 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | WEST READING |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 11200 |
Source: Berks County assessment roll, APN 5306-06-38-4943, as of May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 221 SPRUCE ST, READING, PA 19611-1338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 05, 2024 | Deed of Trust, Mortgage · Line of Credit FULTON BANK NA |
| Sep 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FULTON BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 15, 2016 · Amount on Record |
| Deed Sale | Mar 15, 2016 · Amount on Record |
| Prior Sale | Oct 14, 2003 · Amount on Record |
| Deed Document Number | 20168368 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 221 SPRUCE ST, WEST READING, PA 19611-1338 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 221 SPRUCE ST, WEST READING, PA 19611-1338 |
| Document Number | 0000003132 |
|---|---|
| Date | Feb 05, 2024 |
| Instrument | 2024003132 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | READING, PA 19609 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 221 SPRUCE ST, WEST READING, PA 19611-1338 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2021 |
| Title Company | STEWART ABSTRACT AND TITLE, STEWART ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0000048930 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 2021048930 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | LANCASTER, PA 17602 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
Source: Berks County assessment roll as of May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | West Reading Borough |
| Unified School District | Wyomissing Area School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,612.00 (+3.93%) Homeowner's exemption | $68,600 (-) Land $18,800 Building $49,800 | $18,800 (-) Land $18,800 |
| 2025 | $1,551.00 (+5.44%) Homeowner's exemption | $68,600 (-) Land $18,800 Building $49,800 | $18,800 (-72.59%) Land $18,800 |
| 2024 | $1,471.00 | $68,600 Land $18,800 Building $49,800 | |
| 1994 | $68,600 Land $18,800 Building $49,800 |
Source: FEMA National Flood Hazard Layer, Berks County (42011C), as of February 26, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420110112001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2014–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2020 · other causes |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 662 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system PA3060078, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WEST READING BORO WATER serves 4,300 people |
|---|---|
| Water Source | Purchased surface water from WESTERN BERKS WATER AUTH |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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