320 Spring St, Edwardsville, IL 62025 Property Records

Madison County property record for 320 Spring St, Edwardsville, IL 62025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 896 sqft · built 1940
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Sep 2022)
Tax Bill	$5,072 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jan 2022 Mortgage + 1 more
APN	`14-2-15-11-09-101-031`

Property Details

APN / Parcel Number

Primary APN	`14-2-15-11-09-101-031`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	896 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Patio Area	566 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	320 SPRING ST
City	EDWARDSVILLE
State	IL
Zip	62025-1550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TERRY TERRACE LOT 13, PART LOT 9 & PART LOT 16 50 X 192.62 IRREGULAR
Legal Subdivision	TERRY TERRACE
Legal Lot Number	13
Jurisdiction	MADISON IL
Township / Civil Division	EDWARDSVILLE
Census Block Group	1
Census Block	1044
Census Tract	402900

Owner

320 Spring St is owned and occupied by an individual who bought it in September 2022.

Source: Madison County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	320 SPRING ST, EDWARDSVILLE, IL 62025-1550
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2022 · Amount on File
Deed Sale	Sep 6, 2022 · Amount on File
Prior Sale	Jul 1, 2015 · Amount on File
Deed Document Number	202229365
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Sep 6, 2022
Property Address	320 SPRING ST, EDWARDSVILLE, IL 62025-1550
Document Number	0000029365
Map Reference	PB 7 PG 79
Instrument Date	Aug 30, 2022
Instrument	2022R29365
Transaction Type	Transfer
Record Updated	Sep 21, 2022
Title Company	MERICK TITLE, MAVERICK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$382.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	320 SPRING ST, EDWARDSVILLE, IL 62025-1550

Mortgage

Document Number	0000029366
Date	Sep 6, 2022
Instrument	2022R29366

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate	4.31%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	320 SPRING ST, EDWARDSVILLE, IL 62025-1550
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000243
Date	Jan 3, 2022
Instrument	2022R00243

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	320 SPRING ST, EDWARDSVILLE, IL 62025-1550
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ABSTRACTS & TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005052
Date	Feb 12, 2020
Instrument	2020R05052

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 320 Spring St was $5,072 with a homeowner's exemption, up 6.8% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Edwardsville Township
Municipality	Edwardsville City
Unified School District	Edwardsville Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,072.00 (+6.76%)	$77,510 Land $8,880 Building $68,630	$232,530 Land $26,640 Building $205,890
2024	$4,751.00
2022	$4,557.00	$62,240 Land $7,130 Building $55,110	$186,906 Land $21,411 Building $165,495

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 320 Spring St; there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 320 Spring St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDWARDSVILLE serves 26,808 people · EPA ID IL1190250
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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