314 Spring St, Edwardsville, IL 62025 Property Records

Madison County property record for 314 Spring St, Edwardsville, IL 62025

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 540 sqft · built 1920
Lot Size	0.212 acres (9,250 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (May 2021)
Tax Bill	$3,538 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Sale & Mortgage
APN	`14-2-15-11-09-101-030`

Property Details

APN / Parcel Number

Primary APN	`14-2-15-11-09-101-030`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	540 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	9,250 sqft (0.212 acres)
Lot Dimensions	185 ft deep x 50 ft wide
Patio Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	314 SPRING ST
City	EDWARDSVILLE
State	IL
Zip	62025-1550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TERRY TERRACE LOT 14 & PART LOTS 15 & 16 50 X 185
Legal Subdivision	TERRY TERRACE
Legal Lot Number	14
Jurisdiction	MADISON IL
Township / Civil Division	EDWARDSVILLE
Census Block Group	1
Census Block	1044
Census Tract	402900

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	314 SPRING ST, EDWARDSVILLE, IL 62025-1550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS HOUSING DEV AUTHORITY
May 11, 2021	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2021 · Amount on Record
Deed Sale	May 11, 2021 · Amount on Record
Prior Sale	Apr 8, 2010 · Amount on Record
Deed Document Number	202120298
Prior Transfer Date	Oct 15, 2003
Prior Transfer Doc	0000085164
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	314 SPRING ST, EDWARDSVILLE, IL 62025-1550
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	ABSTRACTS & TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020300
Date	May 11, 2021
Instrument	2021R20300

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	May 11, 2021
Property Address	314 SPRING ST, EDWARDSVILLE, IL 62025-1550
Document Number	0000020298
Map Reference	PB 7 PG 79
Instrument Date	Apr 30, 2021
Instrument	2021R20298
Transaction Type	Transfer
Record Updated	Jun 2, 2021
Title Company	ABSTRACTS & TITLES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 SPRING ST, EDWARDSVILLE, IL 62025-1550

Mortgage

Document Number	0000020299
Date	May 11, 2021
Instrument	2021R20299

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Edwardsville Township
Municipality	Edwardsville City
Unified School District	Edwardsville Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,538.00 (+7.02%)	$55,890 (+24.53%) Land $8,740 Building $47,150	$167,670 (+24.41%) Land $26,220 Building $141,450
2024	$3,306.00 (+16.12%)
2022	$2,847.00	$44,880 Land $7,020 Building $37,860	$134,775 Land $21,081 Building $113,694

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDWARDSVILLE serves 26,808 people · EPA ID IL1190250
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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