320 Smith St, Vass, NC 28394 Property Records

Moore County property record for 320 Smith St, Vass, NC 28394

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,005 sqft · built 1981
Lot Size	0.596 acres (25,962 sqft)
Owner	Individual Name on Record
Last Sale	$87,500 (Oct 2007)
Tax Bill	$1,050 (2026)
Deeds & Mortgages	Jun 2026 Sale Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`951410458657`

Property Details

APN / Parcel Number

Primary APN	`951410458657`
Alternative APNs	`00034672` `20667790`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,005 sqft Living Area
1st Floor Area	1,005 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Footing
Roof Material	Rolled Roofing
Lot Area	25,962 sqft (0.596 acres)
Porch	Porch
Porch Area	75 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	20667790
Street Address	320 SMITH ST
City	VASS
State	NC
Zip	28394-9306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	VILLAGE DIV BLK E LOT 4 5 VA1 ADVLTAX SMITH
Legal Subdivision	VILLAGE DIV
Legal Block	E
Legal Lot Number	4-5
Jurisdiction	MOORE NC
Township / Civil Division	7, MCNEILL
Census Block Group	2
Census Block	2040
Census Tract	950507

Owner

Source: Moore County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 SMITH ST, VASS, NC 28394-9306
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Nov 7, 2019	Deed of Trust, Mortgage · VA Mortgage CREDENCE FUNDING CORPORATION
Feb 4, 2019	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2007 · Amount on Record
Deed Sale	Oct 12, 2007 · Amount on Record
Prior Sale	Feb 22, 1999
Deed Document Number	200719674
Deed Book / Page	3314 / 270
Last Transfer Date	Jun 29, 2026
Transfer Doc	0000010156
Record Updated	Oct 29, 2026

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Jun 30, 2026
Property Address	320 SMITH ST, VASS, NC 28394-9306
Document Number	0000010156
Book / Page	6574 / 151
Instrument Date	Jun 29, 2026
Instrument	202610156
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 SMITH ST, VASS, NC 28394-9306

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	320 SMITH ST, VASS, NC 28394
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5222/404
Date	Nov 7, 2019
Book Page	5222/404
Instrument	2019016742

Lender

Name	CREDENCE FUNDING CORPORATION
Type	Non-Lending Institution
Address	ABERDEEN, MD 21001

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	320 SMITH ST, VASS, NC 28394
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5085/064
Date	Feb 4, 2019
Book Page	5085/064
Instrument	2019001342

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Municipality	Vass Town
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,050.00	$127,780 (-) Land $25,000 Building $102,780
2025	$1,050.00 (+91.96%)	$127,780 (-) Land $25,000 Building $102,780
2024			$127,780 (-) Land $25,000 Building $102,780
2023	$547.00	$127,780 Land $25,000 Building $102,780	$127,780 Land $25,000 Building $102,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOORE CO PUBLIC UTIL-VASS serves 1,862 people · EPA ID NC0363045
Water Source	Purchased surface water from EAST MOORE WATER DISTRICT
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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