315 Smith St, Vass, NC 28394 Property Records

Moore County property record for 315 Smith St, Vass, NC 28394

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,070 sqft · built 1967
Lot Size	0.664 acres (28,924 sqft)
Owner	Individual Name on Record
Last Sale	$315,500 (Jan 2026)
Tax Bill	$1,889 (2026)
Deeds & Mortgages	Dec 2019 Mortgage Nov 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`95141155568`

Property Details

APN / Parcel Number

Primary APN	`95141155568`
Alternative APNs	`951411550568` `00035991` `97026612` `97058482`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,070 sqft Living Area
1st Floor Area	884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Rolled Roofing
Lot Area	28,924 sqft (0.664 acres)
Porch	Porch
Porch Area	45 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	97058482
Street Address	315 SMITH ST
City	VASS
State	NC
Zip	28394-9297
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	BLK I LOT 3 4 VA1 ADVLTAX SMITH
Legal Subdivision	THE VILLAGE
Legal Block	1
Legal Lot Number	3-4
Jurisdiction	MOORE NC
Township / Civil Division	7, MCNEILL
Census Block Group	2
Census Block	2039
Census Tract	950507

Owner

Source: Moore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	315 SMITH ST, VASS, NC 28394-9297
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2019	Deed of Trust, Mortgage · VA Mortgage FIRST GUARANTY MORTGAGE CORP
Nov 23, 2022	Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU
Jan 12, 2026	Warranty Deed, Transfer · Conventional Mortgage GOPRIME MORTGAGE INC
Sep 13, 2022	Warranty Deed, Transfer
Dec 18, 2017	Warranty Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2026 · Amount on Record
Deed Sale	Jan 12, 2026 · Amount on Record
Prior Sale	Sep 13, 2022 · Amount on Record
Deed Document Number	2026401
Deed Book / Page	6475 / 163
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	315 SMITH ST, VASS, NC 28394-9297
Transaction Type	Mortgage
Record Updated	Jan 22, 2026
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005237/543
Date	Dec 9, 2019
Book Page	5237/543
Instrument	2019018404

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	315 SMITH ST, VASS, NC 28394-9297
Transaction Type	Mortgage
Record Updated	Jan 22, 2026
Title Company	PRIORITY TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005943/25
Date	Nov 23, 2022
Book Page	5943/25
Instrument	2022019245

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	BETHPAGE, NY 11714

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Jan 12, 2026
Property Address	315 SMITH ST, VASS, NC 28394-9297
Document Number	006475/163
Book / Page	6475 / 163
Map Reference	MB 5 PG 8
Instrument Date	Jan 7, 2026
Instrument	2026000401
Transaction Type	Transfer
Record Updated	Jan 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$631.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	128 NE BAY DR, OCEAN BREEZE, FL 34957-5957

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 SMITH ST, VASS, NC 28394-9297

Mortgage

Document Number	2026000402
Date	Jan 12, 2026
Instrument	2026000402

Lender

Name	GOPRIME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Sep 13, 2022
Property Address	315 SMITH ST, VASS, NC 28394-9297
Document Number	005912/275
Book / Page	5912 / 275
Map Reference	MB 5 PG 8
Instrument Date	Sep 11, 2022
Instrument	2022015691
Transaction Type	Transfer
Record Updated	Sep 29, 2022

Transaction

Amount	Amount Recorded
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18505 RAMPART DR SE, 18505, YELM, WA 98597-9383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 SMITH ST, VASS, NC 28394-9297

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Dec 18, 2017
Property Address	315 SMITH ST, VASS, NC 28394-9297
Document Number	004914/451
Book / Page	4914 / 451
Map Reference	MB 5 PG 8
Instrument Date	Nov 30, 2017
Instrument	2017018407
Transaction Type	Transfer
Record Updated	Sep 29, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	448 HORSE N CARRIAGE LN, 448, CAMERON, NC 28326-7848

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 SMITH ST, VASS, NC 28394-9297

Mortgage

Document Number	2017018408
Date	Dec 18, 2017
Instrument	2017018408

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Municipality	Vass Town
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,889.00	$229,690 (-) Land $25,000 Building $204,690
2025	$1,889.00 (-1.77%)	$229,690 (-) Land $25,000 Building $204,690
2024	$1,923.00 (-2.34%)	$229,690 (-) Land $25,000 Building $204,690	$229,690 (-) Land $25,000 Building $204,690
2023	$1,969.00	$229,690 Land $25,000 Building $204,690	$229,690 Land $25,000 Building $204,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOORE CO PUBLIC UTIL-VASS serves 1,862 people · EPA ID NC0363045
Water Source	Purchased surface water from EAST MOORE WATER DISTRICT
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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