320 Seneca Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 320 Seneca Ave, Middlesex, NJ 08846 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,395 sqft · built 1955
Lot Size	0.184 acres (8,015 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Aug 2015)
Tax Bill	$11,401 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Apr 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`10-00336-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`10-00336-0000-00002`
Alternative APN	`100033600002`

Interior

Stories	1 Story
Building Area	1,395 sqft Living Area
1st Floor Area	1,395 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	8,015 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 80 ft wide

Location & Zoning

Street Address	320 SENECA AVE
City	MIDDLESEX
State	NJ
Zip	08846-2348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	80X100.17
Legal Subdivision	ORCHID ACRES SEC 1
Legal Block	336
Legal Lot Number	2
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	2
Census Block	2010
Census Tract	102

Owner

Source: Middlesex County and Middlesex Borough records · APN 10-00336-0000-00002

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	320 SENECA AVE, MIDDLESEX, NJ 08846-2348
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Apr 12, 2023	Deed of Trust, Mortgage · Commercial Mortgage FINANCIAL RESOURCES FCU
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 29, 2018	Deed of Trust, Mortgage FINANCIAL RESOURCES FCU
Apr 03, 2019	Deed of Trust, Mortgage FINANCIAL RESOURCES FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 05, 2015 · Amount on Record
Deed Sale	Aug 05, 2015 · Amount on Record
Prior Sale	Aug 22, 2007 · Amount on Record
Deed Document Number	201537
Deed Book / Page	6715 / 156
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	320 SENECA AVE, MIDDLESEX, NJ 08846-2348
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019758
Date	Mar 27, 2026
Book Page	19983/1681
Instrument	2026019758

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 25, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	320 SENECA AVE, MIDDLESEX, NJ 08846-2348
Transaction Type	Mortgage
Record Updated	Apr 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021424
Date	Apr 12, 2023
Book Page	19188/1177
Instrument	2023021424

Lender

Name	FINANCIAL RESOURCES FCU
Type	Credit Union
Address	BRIDGEWATER, NJ 08807

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 11, 2033

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	320 SENECA AVE, MIDDLESEX, NJ 08846-2348
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	TITLE MASTERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000129075
Date	Dec 15, 2020
Book Page	18181/281
Instrument	2020129075

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Oct 01, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	320 SENECA AVE, MIDDLESEX, NJ 08846-2348
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076237
Date	Aug 29, 2018
Book Page	17281/0875
Instrument	201800076237

Lender

Name	FINANCIAL RESOURCES FCU
Type	Credit Union
Address	BRIDGEWATER, NJ 08807

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 05, 2033

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	320 SENECA AVE, MIDDLESEX, NJ 08846-2348
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024435
Date	Apr 03, 2019
Book Page	17461/0138
Instrument	2019024435

Lender

Name	FINANCIAL RESOURCES FCU
Type	Credit Union
Address	BRIDGEWATER, NJ 08807

Agreement

Amount	Amount Recorded
Term	179 Months
Due	Mar 12, 2034

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$576,600 (+7.21%) Land $140,200 Building $436,400	$576,600 (+7.21%) Land $140,200 Building $436,400
2025	$11,401.00 (+18.24%)	$537,800 (+29.06%) Land $140,200 Building $397,600	$537,800 (+29.06%) Land $140,200 Building $397,600
2024	$9,642.00 (+15.92%)
2023		$416,700 Land $140,200 Building $276,500	$416,700 Land $140,200 Building $276,500
2022	$8,318.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (34023C), updated December 16, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340230001022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Nearby Flood Policies	13 in force
Nearby Flood Claims	16 (1999–2021)
Claims Outside the SFHA	11 of 16
Most Recent Claim	Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida
Claims By Storm	Remnants Of Hurricane Ida, Sep 2021 · 11 claims Hurricane Irene, Aug 2011 · 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 607 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	2,300 / 2,300
Optimum Communications	Cable	940 / 35
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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